When to get a card with Chase and which?

[Anonymous]

hey folks. I'd like to get in the door with Chase and really would love to get some good cards. I have my eyes on the CSR and Hyatt card, but would settle for less to get started building a relationship with them. Recently opened a checking account with them. 

I am rebuildling credit after some bad times in 2014.

Currently: (card - SL)

Capital One Secured - $750

Capital One Quicksilver One - $3000

Credit Union Plat Visa - $5000

Discover It - $9500

SYNC Amazon Store Card - recently approved at $1500 (maybe I can get a CLI on this?)

Car Loan, $5000 left

1 derog, Amex collections account, still 24K left to pay. 2 INQ on TU, 1 INQ on all other bureaus. AAoA is now 2y 2m.

Scores are around 630 to 665 all around. 

Which card should I apply for first? Any chance I can get the CSP / CSR? No pre-approved offers online. 

[Anonymous]

IMHO, you will struggle to get a chase approval with the AMEX collection.   Are the score you posted FAKO or FICO? Have you done a pull from MyFICO?  You will want to know what your FICO 8 is.   Let the community know your score.  When I applied for my Chase slate at the end of October, they did a HP from all three bureaus.

Depending on your score, you will get good advice on what card to app and what path to follow.

[morgacj2004]

Too early for Chase with your scores and derogs. Give it some more time. The Basic Freedom card is prob the easiest to get.

[BronzeTrader]

Forget about CSR/CSP. Even the Freedom and Freedom Unlimited have good credit requirement. Last time, the Freedom Umlimited requires a min CL of $5k. Not sure if there is any other change.

[Anonymous]

Thanks for the reply, folks. I'm looking at paying the leftover AmEx debt in the next six months and then looking at a shot to apply. 

What credit score would be recommended for the Chase cards if I were to start with say, the Freedom / FU? 

[Anonymous]

I was approved for a 3K limit on a Freedom with scores around 630 (FICO, not FAKO), and with a charge off that was about 2 years old. I would say try shooting for scores in 650-660 range for a safer chance at acceptance, given your relatively more recent derog. Good luck!