When to go for Chase Amazon Prime Visa?

[CreditNoob23]

I'm currently at 7/24, 6/24 in August, 5/24 in December, 4/24 in February 2021.

Fico 8's all 740+

Chase is my main bank, so wondering if I can bypass 5/24

Total UTI across all cards <5%

[Anonymous]

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@CreditNoob23 wrote:

I'm currently at 7/24, 6/24 in August, 5/24 in December, 4/24 in February 2021.

Fico 8's all 740+

Chase is my main bank, so wondering if I can bypass 5/24

Total UTI across all cards <5%

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If you happen to see a clear pre-approval on your account could try, otherwise seems like one or more wasted hard pulls to me until you are 4/24.

[Anonymous]

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@CreditNoob23 wrote:

... Chase is my main bank, so wondering if I can bypass 5/24

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I did. Twice. You can ask in branch or keep checking for your prequal offers online or on the app. Good luck. 

[Anonymous]

Do you also have other CC's with them aside from Checking & Savings? If so it will likely depend on your useage with those on whether they would deem handing out additional CL's would bebefit them. That said, as stated upthread in branch would be you best option. Waiting for a pre-approval on a certain card online would be a needle in haystack situation, as you could be waiting a long time for it to finally pop up.

[CreditNoob23]

I was approved for CFU in June 2019 but PC to CF recently. I haven't put much on the card this quarter since I have AMEX BCP for groceries, but maybe next quarter. In branch appears to be the best route so I may try that out. Thank you all for your advice. I learn so much everyday from this website