When to request CLI with Capital One

[A1Credit]

I'm sure.  I even double checked but the documents were for the denials.  I did check my email and found that I received it on 10/16 so now I know.

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@Anonymouswrote:

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@A1Creditwrote:

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@Anonymouswrote:
If you look online in your Documents (not Statements) there should be one for your last CLI which will give you the date

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I tried that but couldn't find it.

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Are you sure about that? There should have been a letter dated on the day in October 2017 when you made your successful application reporting your approval. When I got my own CLI just now, the popup told me I would be getting that letter in my statements-and-documents folder soon.

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[Shooting-For-800]

you can ask for a CLI every day. 

it does not affect your ability to get one or your credit.

6 months between CLI but not inquiries.

[UncleB]

Just FYI, if all else fails you can also reach out to a Capital One CSR via chat or phone and they can tell you the exact date of your last CLI. 

[A1Credit]

@UncleB I did and they said the 12th of October which sucks because that’s the day after my statement closes.

[UncleB]

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@A1Creditwrote:
@UncleB I did and they said the 12th of October which sucks because that’s the day after my statement closes.

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Ah, bummer indeed, but at least now you know the exact date and don't have to wonder/speculate! 

[A1Credit]

@UncleB yes! The bright side!

[Anonymous]

I know that I’m really late seeing this thread but is this really true that you don’t have to wait 6 months to apply for a CLI with capital One?

[CivalV]

When someone receives an auto increase is there document with that? My last auto increase was sept-oct 2017. I can see my statements all the way to Aug 2017. And there is no document stating they increased my limit but the statements show the credit limit difference. I remember what I did which probably helped me get that auto increase. From Aug-Sept 17’ I had a maxed out card. I paid the full $750 and then maxed it out again.. they then gave me a $2000 auto increase. So odd. I have no received anything else since then.

[Caardvark]

Did you check the link to "View Online Documents"? If it exists, it should be there. After loging into your account, click on More Account Services and you should see a link to "View Online Documents."

That said, just because they have not given you any auto increases, does not mean you are ineligible. Have you tried requesting one online?

[HeavenOhio]

You can request an increase when your card is three months old. From Capital One's CLI FAQ…

Some accounts aren't eligible for increased credit lines upon request. Accounts that are usually ineligible:

• Are less than three months old.
• Are secured credit cards.
• Have received a credit line increase or decrease in the last six months.
• Even if your account does not meet either of these criteria, a credit line increase may still be declined for other reasons.