Which CR Does Amex Check

[Sharingan]

I've had 7 different AmEx cards at various times between 2010 and now, and all of them have been solely EX pulls. I'm not sure how they determine when to pull a different bureau, but 7/7 EX is quite conclusive to me. 

[CostantinoA]

Are they inquiry sensitive?  I am not going to apply for anymore credit and focus on gardening and to shoot for an amex card.  I have a bunch of inquiries.  I have a bunch of new credit as well.  My score is going up weekly so I know I will be at the minimum I need to get approved which I heard is above 660?  Is that correct?

[Anonymous]

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@CostantinoA wrote:

Are they inquiry sensitive?  I am not going to apply for anymore credit and focus on gardening and to shoot for an amex card.  I have a bunch of inquiries.  I have a bunch of new credit as well.  My score is going up weekly so I know I will be at the minimum I need to get approved which I heard is above 660?  Is that correct?

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If you have 90 EX inquiries you need to garden a long time before you apply for Amex or any other credit card

[Anonymous]

Experian and was just approved for two amex cards less than two weeks ago.

[9CLINE]

Both of mine were EX checks 2....true 90 inq.. is very excessive,but it is more to it than a 660 credit score,,,
+1 @ Irish80 - gardening wouldn't be a bad idea @ this point...credit rebuilding requires patience and time,,, Good Luck !!!!!!!!!

[peaceonearth]

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@CostantinoA wrote:

Are they inquiry sensitive?  I am not going to apply for anymore credit and focus on gardening and to shoot for an amex card.  I have a bunch of inquiries.  I have a bunch of new credit as well.  My score is going up weekly so I know I will be at the minimum I need to get approved which I heard is above 660?  Is that correct?

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I noticed that you have 2 Car loans. Are most of your inquiries related to the 2 car loans?

[CostantinoA]

Yes! I have 90 inquries on my Experian.  I have purchased 3 cars in last 11 months.  By the end of the year, I will only have 77 inquires and 27 will be older than a year.  Out of the 77 remaining, 24 were from buying the 3 cars.