Which Card Should I Apply for First?

[Anonymous]

Hi Again,

I have three goal cards, however I'm looking to apply for one out of two. It's USB Cash+ versus Discover and I'm wondering which to go for first? 

I checked Disco's prequalification link and said I was 'preapproved' for two of their cards (Cash Back, Gas & Restaurant) both with 19.49% APR. Their CB card is the one I want.

Unfortunately, when it comes to USBank there's no prequal tool, and I don't have an account with them. I heard they may or may not be profile thin friendly which is really the only thing that could hold me back for being approved for anything.

My scores and profile stats are in my siggy. What are your thoughts?

[Anonymous]

I expect you will get either one. 

Disco is more likely to approve a sweet SL. If that's important -- it would be for me -- then choose Discover.

[Anonymous]

It definitely is! Thank you.

[mrfufoppss]

With the 5 percent catagory (Gas in april) along with the cash match and the 14 months 0 apr and balance tranfers..Discover is a Win Win by Far

[blindambition]

Cash Plus is your first. Hands down, without hesitation!!

ETA: correct card

[Gmood1]

My answer, apply for both first.🤔😂

They're both goal cards. Get them both. My Discover has a much higher limit than the Cash+. Guess which one gets the most use?😉

Discover is great for direct deposit transfers.

Both are great cards for different reasons.

[Anonymous]

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@Gmood1 wrote:

My answer, apply for both first.🤔😂

They're both goal cards. Get them both. My Discover has a much higher limit than the Cash+. Guess which one gets the most use?😉

Discover is great for direct deposit transfers.

Both are great cards for different reasons.

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I would love to, but I don't want to lose a lot of points plus a huge chunk out of my AAoA since it's going to hurt with just one approval.

[blindambition]

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@Gmood1 wrote:

My answer, apply for both first.🤔😂

They're both goal cards. Get them both. My Discover has a much higher limit than the Cash+. Guess which one gets the most use?😉

Discover is great for direct deposit transfers.

Both are great cards for different reasons.

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This is my choice too, but know your cautious Angel. You don't seek, shouldn't raise flags.

[mrfufoppss]

looking at your scores you (Might) Loose 20 points for Both cards..And get that back in 3 months give or take 😂 we different because i would fire away with no Hesitation 😂

[Anonymous]

Very tempting to apply for both now since that would only leave me with one goal card left. Maybe I'll apply for the two back to back tomorrow, then off to the garden again for awhile. Well, I guess it really doesn't matter at this point which to apply for first!