Which bureau used for CLI for these cards/banks?

[collics]

Hi all. Sorry if this isn't the right forum.

If you all could help me please identify which report and fico model are reviewed when req CLI for these cards? And if I'm correct on a few?

PayPal credit- ?

Cap One (Savor, Walmart, QS)- ?

Amex - ?

Target- ? (I know we can't req on our own)

NFCU- EQ Fico 9? (the one on the app)

Discover- Experian?

Apple- TU Fico 9 luckily they send email with score and model if denied CLI

[PNWRambler]

Someone correct me if I'm wrong, but here's what I've found:

PPC - EQ / vantage (soft pull)
CapOne - Any of the 3
AmEx - Experian, but can be all 3 (soft pull)
Target - Any of the 3

Discover - Any of the 3, leans towards Equifax

[collics]

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@PNWRambler wrote:

Someone correct me if I'm wrong, but here's what I've found:

PPC - EQ / vantage (soft pull)
CapOne - Any of the 3
AmEx - Experian, but can be all 3 (soft pull)
Target - Any of the 3

Discover - Any of the 3, leans towards Equifax

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Very helpful. Thanks for that. 

[Beefy1212]

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@collics wrote:

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@PNWRambler wrote:

Someone correct me if I'm wrong, but here's what I've found:

PPC - EQ / vantage (soft pull)
CapOne - Any of the 3
AmEx - Experian, but can be all 3 (soft pull)
Target - Any of the 3

Discover - Any of the 3, leans towards Equifax

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Very helpful. Thanks for that. 

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Discover is Experian 

ppc is transunion

/edit PPC maybe be eq, I was thinking of PPMC which is transunion.

[Anonymous514]

GL with target I've had it for 2 years now still no increase. Granted I seldom even use it lol.

[collics]

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@Anonymous514 wrote:

GL with target I've had it for 2 years now still no increase. Granted I seldom even use it lol.

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Oh trust me i know. I've had mine since 2016. Haven't had an increase since maybe 2017. Trying to see what report they're reviewing. 

[GTS]

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@PNWRambler wrote:

Someone correct me if I'm wrong, but here's what I've found:

PPC - EQ / vantage (soft pull)
CapOne - Any of the 3
AmEx - Experian, but can be all 3 (soft pull)
Target - Any of the 3

Discover - Any of the 3, leans towards Equifax

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Cap1 and Disco are both SP for CLI requests

[RealEstateGuy89]

@collics NFCU pulls TransUnion for new credit products and EQ for CLI's.

 Are you referring to the PayPal Cashback Mastercard when asking about PatPal Credit?  If so, it was TransUnion the other day for me.  

Discover pulled Experian for me.  GL. 

[collics]

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@RealEstateGuy89 wrote:

@collics NFCU pulls TransUnion for new credit products and EQ for CLI's.

 Are you referring to the PayPal Cashback Mastercard when asking about PatPal Credit?  If so, it was TransUnion the other day for me.  

Discover pulled Experian for me.  GL. 

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Hi I'm referring to Pay Pay Credit (line of credit), not the card. 

[RealEstateGuy89]

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@collics wrote:

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@RealEstateGuy89 wrote:

@collics NFCU pulls TransUnion for new credit products and EQ for CLI's.

 Are you referring to the PayPal Cashback Mastercard when asking about PatPal Credit?  If so, it was TransUnion the other day for me.  

Discover pulled Experian for me.  GL. 

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Hi I'm referring to Pay Pay Credit (line of credit), not the card. 

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 @collics Oops, my bad.  I'm not a seasoned PayPal customer so I don't know as much about the credit line. Thanks for letting me know and I wish you the best of luck!