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Who does Discover and Chase Pull from?

tag
lg8302ch
Senior Contributor

Re: Who does Discover and Chase Pull from?


@CreditPacMan wrote:

Discover pulls TU exclusively (at least on the west coast). Chase you never know .. but mostly both EQ and TU.


for me Discover pulled EQ with an OR address and Chase double pulled for all 3 cards on EX and EQ. Only Barclays and US Bank were TU pullers for me

Message 21 of 32
jawbrkr
Established Contributor

Re: Who does Discover and Chase Pull from?

I'm in the NYC area and when I applied for My Discover card they only pulled Ex for me.



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 22 of 32
Anonymous
Not applicable

Re: Who does Discover and Chase Pull from?

I'm in NY and Discover only pulled EQ, Chase pulled TU and EX (Freedom, Marriott and Southwest)

Message 23 of 32
ChistineNJ
Frequent Contributor

Re: Who does Discover and Chase Pull from?

im in North jersey NYC suburb they pull EQ for me

C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders

CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650

SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
Message 24 of 32
Anonymous
Not applicable

Re: Who does Discover and Chase Pull from?

I'm approved for Chase and Discover a few days ago - Chase pulled TU & EX, Discover - EQ (NJ).

Message 25 of 32
Anonymous
Not applicable

Re: Who does Discover and Chase Pull from?


@CreditPacMan wrote:

Discover pulls TU exclusively (at least on the west coast). Chase you never know .. but mostly both EQ and TU.


I'm on the west coast, and Discover pulled EQ.

Message 26 of 32
Anonymous
Not applicable

Re: Who does Discover and Chase Pull from?

Oh, and Chase pulled both EQ and EX both times I apped.

Message 27 of 32
Anonymous
Not applicable

Re: Who does Discover and Chase Pull from?

Both pulled EQ and TU for me in Georgia (06-4-15).

Message 28 of 32
Anonymous
Not applicable

Re: Who does Discover and Chase Pull from?

What I find odd is if a company like Discover offers a Fico score, then it's offering the score from just one CRA. Thus you would think that it would also just pull from the same CRA for an application. They buy the report each month for each customer's statement, and then they should get a break each time they pull a report from the same CRa for a new application. 

 

What FICO score does Discover offer?

Message 29 of 32
jawbrkr
Established Contributor

Re: Who does Discover and Chase Pull from?

I got the CSP about 3 weeks ago and they pulled TU and EX for me here in NY.



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 30 of 32
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