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X1 card

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Aim_High
Super Contributor

Re: 1X card

What a disappointment @JnbmomSmiley Sad


Here I get all excited about the latest hot new

1% card (1X) 😃

... only to find you meant the X-1 card. 😭


Business Cards


Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 11 of 20
Jnbmom
Credit Mentor

Re: 1X card


@Aim_High wrote:

What a disappointment @JnbmomSmiley Sad


Here I get all excited about the latest hot new

1% card (1X) 😃

... only to find you meant the X-1 card. 😭


@Aim_High 

 

Sorry 😅

EXP 780 EQ 796 TU 810
Message 12 of 20
Jnbmom
Credit Mentor

Re: 1X card

Finally heard back after almost 2 weeks . Stated they were sorry but couldn't verify my income . Ok sonyou approved it and gave me the screen to order how I wanted the card sent 😳

 

No loss I have seen a lot of negatives things about them lately. 

EXP 780 EQ 796 TU 810
Message 13 of 20
M_Smart007
Legendary Contributor

Re: 1X card


@Jnbmom wrote:

Finally heard back after almost 2 weeks . Stated they were sorry but couldn't verify my income . Ok sonyou approved it and gave me the screen to order how I wanted the card sent 😳

 

No loss I have seen a lot of negatives things about them lately. 


@Jnbmom,

Sorry for all your 1X troubles and denialSmiley Sad

Could actually be a blessing in disguise 🍹🥂🥳

Message 14 of 20
Aim_High
Super Contributor

Re: 1X card


@Jnbmom wrote:

No loss I have seen a lot of negatives things about them lately. 


Thanks for the update @Jnbmom.

No, I don't think you're missing much.

Yes, >a lot of negatives posted lately<

Their loss.  Smiley Wink


Business Cards


Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 15 of 20
OmarGB9
Community Leader
Super Contributor

Re: 1X card


@Jnbmom wrote:

Finally heard back after almost 2 weeks . Stated they were sorry but couldn't verify my income . Ok sonyou approved it and gave me the screen to order how I wanted the card sent 😳

 

No loss I have seen a lot of negatives things about them lately. 


Yes, no big deal.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 16 of 20
DAC213
Valued Member

Re: 1X card

I just closed mine out. Not cracked up to be what they say it is. Alot of folk had their line of credit reduced because of low or no usage. I think they got ahead of themselves when the card first launched.

Message 17 of 20
CYBERSAM
Senior Contributor

Re: 1X card

I should be defending them like the past, but they got sold to Robinhood! 🙄

Now I’m thinking they may not make it for much longer 😒







                
Message 18 of 20
swankytiger
Established Contributor

Re: 1X card

I mean they were bought by Robinhood, who doesnt have a great reputation.

Main 2/6 2/12 3/24

Sock Drawer

Chopping Block
Message 19 of 20
Jeffster1
Valued Contributor

Re: 1X card


@Jnbmom wrote:

Finally heard back after almost 2 weeks . Stated they were sorry but couldn't verify my income . Ok sonyou approved it and gave me the screen to order how I wanted the card sent 😳

 

No loss I have seen a lot of negatives things about them lately. 


From what I've been reading lately, you're not missing much. It seems they've been pulling back on those massive CLs they were giving out.

0% utilization
FICO 8 EX 815 EQ 825 TU 834
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Message 20 of 20
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