I was approved and then got to the invome verification step. My credit union couldnt be verified by the automated system so they asked for bank statements. Sent them. Then they asked for for pay stubs. Sent those. As well as employment verification from my employer that states my annual income. Its now been 2 days. They sent me an email saying they were reviewing documents manually. How long does that take? Im not even sure i will accept the offer, i am just curious what the rate and SL would be.
I had to go through the same steps and was approved a free hours after sending the pay stubs but that doesn't mean that's the norm. It's a trendy card so they might be busy with lots of apps.
@Lest wrote:X1 now is kind of useless. It does not report to any credit agency, can't transfer balance.
Actually on Reddit (take it with a grainnof salt) people are posting screenshots of it showing up on tgeir credit report. So it may start reporting.
@DaWhole9 wrote:
@Lest wrote:X1 now is kind of useless. It does not report to any credit agency, can't transfer balance.
Actually on Reddit (take it with a grainnof salt) people are posting screenshots of it showing up on tgeir credit report. So it may start reporting.
There are no reporting on Reddit yet, just some noobs playing around! But they are going to report sometimes this summer per X1 CS.
If you don't pay for couple of months then it would report to CB : )
Emailed them, they emailed back with an hour or so with the approval.
Congrats on your approval!