YES!!!! I Do Not PreQual For A CreditOne Card!!

[Anonymous]

The Credit One prequal is a soft pull, so I ran it just to see what the result would be; Your credit score: 428 Date: 3/22/2019 Scores range from a low of 300 to a high of 900; they pulled EX , EX Score8 is 796
Key factors that adversely affected your credit score:
You have too many inquiries on your credit history; I have 4, 2 at just over 1 yr and 2 coming up on 2yr
Balances relative to credit limits reported on revolving accounts; I have $3700 owing on total limit of $195,000, biggest UT is $2200 on 15.5K CL
Number of auto trades; I have one 6 months old
Delinquency reported on accounts; I have zero, so dont know where this is from. Will use the denial to check EX, but 6 months ago there were no deliquents reported
Number of inquiries; 4

[Anonymous]

Congratulations on your non approval!

[pinkandgrey]

Congrats! Not being qualified for something is a great feeling, no?

[Anonymous]

Aahhhahahhahaha -  best non-approval I've ever heard.  Congrats. 

: )

[RickNATL]

Their d*ng credit scoring system was never right....and that was over 3 years ago for me...

[joltdude]

I used to use Credit None for free scores and credit reports... it means your very likely  not profitable according to their "enhanced" scoring system.... Congratulations

[Meanmchine]

Go get your free Experian Report

[LittleSal]

Someday! Keep the dream alive!!!