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amex low limit

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Anonymous
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amex low limit

So I applied and got approved for the Delta Platinum Amex card with a low CL of 1k. It wasn't an automatic approval, took 10 hours. Anyways I have a Amex Hilton with 15k CL that I got a 3x Cli recently ( about 1 month ago). The Csr told me to request a cli when I activate the card. Is there a rule to how many cli you can have with amex within a certain time frame..???
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: amex low limit


@Anonymous wrote:
So I applied and got approved for the Delta Platinum Amex card with a low CL of 1k. It wasn't an automatic approval, took 10 hours. Anyways I have a Amex Hilton with 15k CL that I got a 3x Cli recently ( about 1 month ago). The Csr told me to request a cli when I activate the card. Is there a rule to how many cli you can have with amex within a certain time frame..???

Yes, you can request another CLI in 6 months.  Congrats on the approval though.

Message 2 of 18
Anonymous
Not applicable

Re: amex low limit

yes ive heard you need to wait and in 6 months do a cli on the want you want.

Message 3 of 18
Anonymous
Not applicable

Re: amex low limit

You guys are right...but I'm going to be the guinea pig and see if amex changed the rules....the worst thing I get denied and have to wait longer for the next cli.
Message 4 of 18
Anonymous
Not applicable

Re: amex low limit

Give it a whirl & let us know what happens!  Congrats on the Amex. Smiley Wink

Message 5 of 18
CreditCuriosity
Moderator Emeritus

Re: amex low limit

Congrats on the Amex

Message 6 of 18
Anonymous
Not applicable

Re: amex low limit

Better than mine.. I was approved for 500 CL. Cool tho in with Amex
Message 7 of 18
Anonymous
Not applicable

Re: amex low limit

Congrats on your AMEX approval!
Message 8 of 18
NRB525
Super Contributor

Re: amex low limit


@Anonymous wrote:
You guys are right...but I'm going to be the guinea pig and see if amex changed the rules....the worst thing I get denied and have to wait longer for the next cli.

Since you just got the Hilton CLI a month ago, it will be a no-go for trying to bump this one at activation: You will need to wait 5 months before either the Hilton or this new card get another CLI. And, you cannot move the Hilton CL to this card until that CL has aged 13 statements.

 

Them's just the facts.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 18
Anonymous
Not applicable

Re: amex low limit

That Delta card serms notorius for low limits.

Message 10 of 18
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