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amex pre qualification website

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djc225
Established Member

amex pre qualification website

says "we found the exclusive three card offers for you" and invites me to apply for delta skymiles, blue cash and the platinum card.  my fico 8 scores are 590 equifax, 615 tu and 602 experian.  

 

should i trust this or am i wasting a hard pull?

Message 1 of 15
14 REPLIES 14
djc225
Established Member

Re: amex pre qualification website

for what it's worth i just signed up today on their website for the bluebird card so they ahve me in their system as a customer.  

Message 2 of 15
TekkenQQ7
Established Contributor

Re: amex pre qualification website

they will pull EX and your score is low but good luck



Message 3 of 15
Anonymous
Not applicable

Re: amex pre qualification website

I wouldn't bother. Score is too low.
Message 4 of 15
djc225
Established Member

Re: amex pre qualification website

i figured as such but tried anyway.  denied.  thanks everyone for the advice

Message 5 of 15
Anonymous
Not applicable

Re: amex pre qualification website

Sorry about the denial. That sucks that they do that.
Message 6 of 15
OMW2_HighAcheiver
Established Contributor

Re: amex pre qualification website

My scores are low, my income isn't the best. My denial with them about a month ago was for a discharged ch 13 BK.




Message 7 of 15
OmarGB9
Community Leader
Super Contributor

Re: amex pre qualification website

I would've held off on apping and saving the HP, op. Sorry about the denial.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 8 of 15
Anonymous
Not applicable

Re: amex pre qualification website

Invitation to apply doesn't mean pre-approval. Amex has way higher score standards for credit approval (680 or above). Most reputable card (i.e. Not credit one for first premier) have those same standards.
Message 9 of 15
datrucking210
Established Contributor

Re: amex pre qualification website

What's interesting is that the op got the wording as he was prequaled to something. Below is what my sister gets.

 

 photo amex prequal_zpsxpuha19a.png

 

And this is what I get

 photo amex not pre qual_zpsyrs23bei.png

 

 

 

 

I agree that with your scores I doubt you were prequal but don't blame you for trying if what you saw was in the first pic, I would too.

 

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016
AU:
Message 10 of 15
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