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highest discover limit you seen?

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Skye12329
Valued Contributor

highest discover limit you seen?

So I have seen a lot of people having Discover but their limits weren't over 10k. I understand they are more conservative but I was wondering what's the highest limit for that You have seen and it could be people from here. Also if you have a Discover with a high limit what year did you have it?

I'm curious because before I attended school I asked my grandparents for financial help and they've had Discover since 1990s I think theirs is the more card. One of them suggested just charging their discover without hesitation but my tuition would have been 30 - 50k and it didn't phase them. So I'm wondering is it possible their limit is that high? I know they don't have a black discover because I've seen it says more on it. In the end we did go with student loans because I would repay them but the APR was lower in student loans.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 1 of 15
14 REPLIES 14
pipeguy
Senior Contributor

Re: highest discover limit you seen?

There was a similar topic/thread that ran recently on Discover limits, mine is $11,000 and I don't think I was in the top 10 listed.

Message 2 of 15
gdale6
Moderator Emeritus

Re: highest discover limit you seen?

24K

Message 3 of 15
Gunnar419
Valued Contributor

Re: highest discover limit you seen?

Mine's $13.7k and as gdale just demonstrated, that's not among the highest. 

 

It also took me nearly 20 years to get there, with some little bumps and a coupled of decent leaps, some auto-CLIs and some by request, so what you've heard about Discover being conservative is absolutely right.

Message 4 of 15
12njoy
Super Contributor

Re: highest discover limit you seen?

Mine is at 14.5k.  Started at $6,500 and was up to 14.5 within 6 months.  Stalled at 14.5 due to all the available credit I do have.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 15
where-am-i
New Member

Re: highest discover limit you seen?

How long you had Discover?


Starting score: 666
Current score: 806 EQ FICO
Target score: 815+
Message 6 of 15
12njoy
Super Contributor

Re: highest discover limit you seen?


@where-am-i wrote:

How long you had Discover?


Not sure if you were asking me but I've had the card since August 2013 and by February of 2014 I was at 14k.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 7 of 15
CreditCuriosity
Moderator Emeritus

Re: highest discover limit you seen?

Best friend has a 24k CL on his.  Sure his income of close to 300k plays a role and 840+ Fico's

Message 8 of 15
FinStar
Moderator Emeritus

Re: highest discover limit you seen?

Mine's $20K but I've seen lots higher for sure.

Message 9 of 15
lincar66
Frequent Contributor

Re: highest discover limit you seen?

Banks love old and stable credit profiles so I don't doubt there limit is that high 

Eq-670(dcu)ex-664 tu-693
NFCU Cash Rewards---8500k Joint Cash Rewards 2k NavCheck----15000 cap one 2500 cap one 2k synchrony furniture card 1500 walmart store card 6k walmart mastercard 6000 Firestone 1400 amazon 6k Lowes 12k serta 4k care credit 4800 rotman furniture card 1500 stash visa 2k bp visa 1500 PayPal MasterCard ????
Message 10 of 15
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