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lowes pulled experian?

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Anonymous
Not applicable

lowes pulled experian?

i was pretty convinced lowes/synchrony pulls exclusively TU. granted i am aware any creditor can pull whoever they want when applying for credit so this post isn't me complaining i am just shocked to see experian pulled. i only apped due to it being TU lol. whoops.
Message 1 of 37
36 REPLIES 36
Anonymous
Not applicable

Re: lowes pulled experian?


@Anonymous wrote:
i was pretty convinced lowes/synchrony pulls exclusively TU. granted i am aware any creditor can pull whoever they want when applying for credit so this post isn't me complaining i am just shocked to see experian pulled. i only apped due to it being TU lol. whoops.

New to me, too! 

Message 2 of 37
CreditCuriosity
Moderator Emeritus

Re: lowes pulled experian?

Sync has known to rarely pull Exp.. You are the lucky or unlucky winner?

Message 3 of 37
Anonymous
Not applicable

Re: lowes pulled experian?

EX has 20 inquiries and the score is 8 points lower lol.
Message 4 of 37
Anonymous
Not applicable

Re: lowes pulled experian?


@Anonymous wrote:
EX has 20 inquiries and the score is 8 points lower lol.

Definitely an oops. Smiley Happy

Message 5 of 37
Anonymous
Not applicable

Re: lowes pulled experian?

so you say they're known to sometimes do that? why? hmm
Message 6 of 37
willwar14
Valued Contributor

Re: lowes pulled experian?

I've seen Sync pull EX on occasion, but usually TU, anyone ever see a EQ pull?

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 7 of 37
UncleB
Credit Mentor

Re: lowes pulled experian?

I'm going to ask the question nobody has yet... how did it go?  Were you approved?  Smiley Happy

Message 8 of 37
FinStar
Moderator Emeritus

Re: lowes pulled experian?


@Anonymous wrote:
so you say they're known to sometimes do that? why? hmm

Why not?  It depends on what agreements SYNCB and their partner cards have with the CRAs.  For instance, Ebates pulled EX for me and so did eBay MC and Sam's Club MC.  For other folks, it's been TU.

 

While the trends or patterns may seem point to a specific CRA for some lenders, it's not always 100%.

Message 9 of 37
Anonymous
Not applicable

Re: lowes pulled experian?

Wow never heard of them running EX.

Message 10 of 37
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