most approvals in a 6 month period

[Anonymous]

ok, so I had a funny conversation with a branch manager of Amegy bank about why I was denied for their credit card yesterday... "John, do you understand HOW MANY cards you were already approved for since January?" Sure and I can explain each one... just give me another one...

so my list is:

BoA Cash Back

BoA Astros

BoA Premium Rewards

Amex BCP

Chase Disney

Chase Freedom

Chase Hyatt

Cap 1 Savor

Discover IT

9 cards in 6 months... AND I'm preapproved for Wells Fargo CashWise... I'll decide how bad I want #10 and another $200 from them in a couple of weeks. 

what's the max # of cards others here have been approved for in a 6 month time frame?

[pipeguy]

I understand your success and your pride in obtaining so many cards in such a short period, but I can't help but think you are tilting at windmills continuing on this path. Inquiries, AAoA and what some lenders view as "desperation" don't help when you dilute your scores - for what? You obviously have met your credit needs so bask in the glory but look forward to car loans or a mortgage in the future.

Just saying.... 

[Anonymous]

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you are correct... my aaoa is crap... but credit cards are just a game/hobby for me... I paid off my mortgage in 2011 and just paid off my truck with a credit card... I'm used to living debt free and I live off half my income...  my score took a hit from all these new cards... from 804 to 721... no big deal... as I said, this is just a game.  

[Anonymous]

Conngrats on very nice spree approvals

[Gmood1]

When I started my rebuild I obtained somewhere in the neighborhood of 20 CCs in a six months period. I've closed and combined several of those original cards.
I think it was a lot easier to do this 3 yrs ago than it is now. Lenders have definitely tightened up.

[Anonymous]

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@Anonymous wrote:

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you are correct... my aaoa is crap... but credit cards are just a game/hobby for me... I paid off my mortgage in 2011 and just paid off my truck with a credit card... I'm used to living debt free and I live off half my income...  my score took a hit from all these new cards... from 804 to 721... no big deal... as I said, this is just a game.  

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^This guy credits

Seriously though, its refreshing to be in a place were you control and manipulate credit and it not being the other way around. 

[Anonymous]

I did the Dave Ramsey plan with debit cards for over 15 years most of that debt free while putting hundreds of $k in spending on debit cards and then realized how stupid that was since I got 0 rewards for debtit cards... to me the Visa or MC logo on debit or credit card is the exact same thing... if I swipe on monday and can't pay in full by Friday, I don't need it or can't afford it. 

[JoeLuvsHisCredit]

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@Anonymous wrote:

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you are correct... my aaoa is crap... but credit cards are just a game/hobby for me... I paid off my mortgage in 2011 and just paid off my truck with a credit card... I'm used to living debt free and I live off half my income...  my score took a hit from all these new cards... from 804 to 721... no big deal... as I said, this is just a game.  

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Congrats  I think the main reason why your score went down is you paid off your installment loans (house and auto) if you don't have a open installment loan. I had 5 closed installment loans but i didn't have a open one and after i open a installment loan  6 months later my scores went up 35 points

[K-in-Boston]

I had to actually pull out the spreadsheet for this one.  I'll call this my "worst" 6 month period:

11/2016 Synchrony Lowe's

11/2016 BoA BankAmericard

11/2016 Citi Diamond Preferred

01/2017 Chase Sapphire Preferred

03/2017 Amex SPG

03/2017 PenFed PCR

03/2017 Chase Slate

04/2017 NFCU Flagship Rewards

Those last 4 were in a 2 week period and 3 of them had big SUB spend requirements.  What's more amazing compared to all of the new cards the past couple of years is that I actually went 35 months from January '07 to December '09 without opening any cards, and 25 months from May '12 to June '14.  Prior to that there are numerous times where I went about a year between apps.

[Anonymous]

 I probably won a booby prize.  12 accounts and over $100K in tradelines since 12/28/17 and I still have fairly robust credit scores.

Copied from my Account Aging spreadsheet:

Account	Date Opened
Baxter Credit Union - Simply Visa Platinum	5-21-2018
Navy Federal Credit Union CashRewards	5-17-2018
Nordstrom Visa	5-2-2018
Citi Double Cash MasterCard	4-30-2018
American Express - EveryDay	4-29-2018
U.S. Bank - Cash+ Visa Signature	4-27-2018
Pentagon Federal - Personal Loan	3-26-2018
Amazon Prime Rewards Visa Signature	2-1-2018
Pentagon Federal Power Cash Rewards	1-31-2018
American Express - Premier Rewards Gold	12-28-2017
Chase Freedom	12-28-2017
U.S. Bank - Platinum Visa	12-28-2017