nacu card question

[Anonymous]

after a lenghty battle with equifax i have removed all inquires down to 2 which were mine the rest were not.

one open cell phone collection and 2 charge off in dispute as of this morning. credit karma has me at 633 would it be worth apping for  nfcu card?

[AverageJoesCredit]

All depends on your profile but weve seen many here app with low fico and get approved but i would assume it would be Ymmv. If you check out Credit Addicts NFCU threads you will see many more data points to help guide your decision , plus a better chance to get more replies. Best of luck on your decision. Welcome to the forum by the way

[Anonymous]

Welcome dave!!

As mentioned, Credit Addict's threads are amazing. They really helped me with my decision to app NFCU. There is a lot of reading but it's priceless info. Here are the links.

http://bit.ly/2dl4MG5

http://bit.ly/2e8ab14

This is the most current:

http://bit.ly/2dSkqsu

Best of luck!!

Chapter 7: Discharged November 2015
11/15 Fico 8: EQ-585, TU-550, EX- 551
07/16 Fico 8: EQ-703, TU-695, EX- 660
09/16 Post App Spree Fico 8: EQ-675, TU-675, EX-663
Cap One Platinum $2K>$4K, Cap One Quicksilver $3K, Discover $1,600, SPGVisa $4500, Red Roof Inn Siggy Visa $5K, Good Sam/Camping World Visa $1800, Overstock $7K, Lowe's $6K, NFCU Cash Rewards Visa $4600, NFCU CLOC $15K, PenFed Promise Visa $10,500, Evine $1K, CreditOne Visa $600|Total CL: $153K
Garden until September 2018 (I'll be in the pumpkin patch)!

[Shawndoe79]

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@Anonymous wrote:

after a lenghty battle with equifax i have removed all inquires down to 2 which were mine the rest were not.

one open cell phone collection and 2 charge off in dispute as of this morning. credit karma has me at 633 would it be worth apping for  nfcu card?

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It would be wise to get your REAL fico scores to know where you stand before apping with NFCU, Credit Karma scores are fako scores

[AverageJoesCredit]

Good catch Shawndoe79!!