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possible solution to the 5/24 problem? (Need advice)

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Superpet39
Regular Contributor

possible solution to the 5/24 problem? (Need advice)

i have a sneaking suspicion that I'm going to be declined for the chase Marriott (automated line says I'll get a decision by mail in 2 weeks) .......... If/when I do, I believe it will be because of either 5/24 (I blew that out the water) or just too many recent inq' so in general.........

 

either way: Instead of recon'ing (or is this still considered recon'ing) could I  just simply ask if I could move some of my Slate (CL 2000) and freedom (CL 2200) to open it?

Or would I need to grab some of my CL from my CSP (5000 CL) also? 

 

Also I had planned on asking for a CLI on both the freedom and slate (one turned 6 months old last week, the other turns 6 months old on Monday 4/4)

'should I do this first? Can I do both at the same time? Should I call or SM?

 

sorry for the multiple questions, but I'd really appreciate some guidance on my next move here.

Message 1 of 8
7 REPLIES 7
irunfromcredit
Frequent Contributor

Re: possible solution to the 5/24 problem? (Need advice)

I got the "2 week" message on my last Chase co-branded card and it turned out that I just needed to verify my identity and I was approved.  So you never know!!!  Good Luck!

Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017
Message 2 of 8
Superpet39
Regular Contributor

Re: possible solution to the 5/24 problem? (Need advice)

I actually got  a call from verification last week, they sent me a text, read them back the code, then they said they were sending it off for review

Message 3 of 8
Anonymous
Not applicable

Re: possible solution to the 5/24 problem? (Need advice)

good! keep everyone in the loop. Hopefully you'll be able to reach out to them Monday or Tuesday, and they'll have good news for you.
Message 4 of 8
Superpet39
Regular Contributor

Re: possible solution to the 5/24 problem? (Need advice)

😕 hopefully someone can chime in and answer my multitude of questions 🙂

Message 5 of 8
Anonymous
Not applicable

Re: possible solution to the 5/24 problem? (Need advice)

Probably will not work because these new rules are to cut down on people acquiring bonus and then never using the cards again. Now if it's something specific relationship to hotel you might be able to argue away sign up bonus and getting the card that might work but why would you do that when American Express and citi will give you a bonus and so on
Message 6 of 8
Anonymous
Not applicable

Re: possible solution to the 5/24 problem? (Need advice)

So does the 5-24 rule count new cc accts only or any new credit/loans?

Message 7 of 8
Anonymous
Not applicable

Re: possible solution to the 5/24 problem? (Need advice)


@Anonymous wrote:

So does the 5-24 rule count new cc accts only or any new credit/loans?


New CC accounts only.

Message 8 of 8
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