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target denial

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Anonymous
Not applicable

target denial

I applied for a target credit card and got the 7-10 day message . received a letter today stating my application was denied due to too many  recent inquiries.  I called to recon and to my surprise  the young woman was extremely  rude!  She said there is no way they would consider me due to  the inquiries.  Anyone  had an success  with a recon from target? Could I email  the eo  and explain  my situation?  

Message 1 of 10
9 REPLIES 9
uswala
Senior Contributor

Re: target denial

I do not have any experience with them. But I would have tried another analyst later.

Message 2 of 10
Creditaddict
Legendary Contributor

Re: target denial

I would assume Target Recon is a like a Target CLI (NOT A CHANCE!)

Message 3 of 10
Anonymous
Not applicable

Re: target denial

Thanks for the info.  Maybe I'll just let it go.  Figured  I'd try. It's already a hard pull.

Message 4 of 10
DrZoidberg
Established Contributor

Re: target denial

You probably won't get a recon. Your scores are under 600 and you have a lot of inquries. Those together are not a good sign, no matter the intentions. 

Message 5 of 10
Anonymous
Not applicable

Re: target denial

I was denied for the same reasons
Message 6 of 10
FinStar
Moderator Emeritus

Re: target denial


@Creditaddict wrote:

I would assume Target Recon is a like a Target CLI (NOT A CHANCE!)


This pretty much sums it up OP, even if you decide to pursue it at the EO level.  Might as well chalk it up as a loss and consider them in the future when your profile and scores improve.

Message 7 of 10
Scott_S
Regular Contributor

Re: target denial

Target Card is is issued by Philadelphia based TD Bank, They are extremely difficult and require a very picticular credit profile.  I gave up on them long ago

Message 8 of 10
MyDataMyChoice
Valued Contributor

Re: target denial


@Anonymous wrote:
I was denied for the same reasons

+1





Message 9 of 10
missy42
Regular Contributor

Re: target denial

+1 I give up too!

Filed Ch 13- 8/29/17
Message 10 of 10
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