I'm very happy with Barclays in general, and very happy with the Rewards MC specifically. For a 'non-prime' CC it's actually a very decent rewards card, 1% for every purchase, 2% on gas, groceries & utiltities. Actually, you can fudge that 2% a bit - for some reason it gives me 2% for purchases at a Family Dollar store which is coded as 'Variety store', dunno why, don't ask, don't tell.(I live in a rural area and Family Dollar is the Walmart of small towns) So this month I charged $274 on the card and will get just under 550 reward points. You must have 1000 points to issue cash back statement credit, I had around 500 from last month, so after statement cuts I'll take a $10 statement credit.
Barclays is very good at auto CLIs with steady, regular usage of the card, I got in 4/2012.with around $1200 CL, a little over 2 years later I was up to $5700 CLI, all auto CLIs, never hit the luv button. Barclays is aslo good for 0% BTs, did one the rewards card, and in March I apped & was approved for Barclays NFL card w/$5k SL, promptly did a $4k BT to pay off a Prosper loan, 0% for 15 mos, 3% BT fee was offset by $100 statement credit for charging $500 within 3 months. As I said, I'm very happy with Barclays.
