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using fast cash with discover at Walmart.

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firefox100
Valued Contributor

using fast cash with discover at Walmart.

 

Hi for last couple of years when I shop at Walmart every moth for grocery I use the Wal mart mastercard and get 100 dollars every time and pay the balance off before the card reports and pay no intrest on the account. The Question is I am not going to use my Walmart mastercard for now and want to know what you guys think if I start to use my Discover card that has credit line of 28K and get fast cash at Walmart, do you think that a red flag will go up at Discover. Using Fast cash and paying off card before it reports will give me any problems with Discover. I have never taken a cash advance with Discover have no late payments on the card.

7 REPLIES 7
Remedios
Credit Mentor

Re: using fast cash with discover at Walmart.

You wont have any problems, Discover is fine with that. You will not be earning any rewards on cash over your purchases, either. 

Message 2 of 8
simplynoir
Mega Contributor

Re: using fast cash with discover at Walmart.

I would think it would not. Discover cards allow you to do fast cash at a lot of locations not just Walmart so it's a pretty big feature to them. I'm assuming the caps/limitations are the same as it is with the Walmart card if you use a Discover card

 

https://www.discover.com/credit-cards/member-benefits/cash-over-purchases.html

Message 3 of 8
firefox100
Valued Contributor

Re: using fast cash with discover at Walmart.

Just want to make shore that if I use the Fast cash that it won't hurt me from getting cli's from discover, thay may think that I have problems because I have never done fast cash before and now starting to use fast cash. Want to nake shore that discover won't think I have money problems.

Message 4 of 8
simplynoir
Mega Contributor

Re: using fast cash with discover at Walmart.

If you're planning on paying off the card in full before it reports then I don't think Discover will have any problems with that. Sometimes you just need cash to pay things

Message 5 of 8
Anonymous
Not applicable

Re: using fast cash with discover at Walmart.

Many people use their Discover for cash over instead of carrying a debit card and paying ATM fees. They encourage the use of the card this way, I can't see them penalizing you for it if you're paying it back. 

Message 6 of 8
601flyguy
Established Contributor

Re: using fast cash with discover at Walmart.

Walmart limits the cashover amount to $60

Discover limits the cashover amount to $120 per day

 

 

2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 7 of 8
Meanmchine
Super Contributor

Re: using fast cash with discover at Walmart.

Is there a reason why you do this all the time instead of just when you need it?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 8 of 8
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