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Hi for last couple of years when I shop at Walmart every moth for grocery I use the Wal mart mastercard and get 100 dollars every time and pay the balance off before the card reports and pay no intrest on the account. The Question is I am not going to use my Walmart mastercard for now and want to know what you guys think if I start to use my Discover card that has credit line of 28K and get fast cash at Walmart, do you think that a red flag will go up at Discover. Using Fast cash and paying off card before it reports will give me any problems with Discover. I have never taken a cash advance with Discover have no late payments on the card.
You wont have any problems, Discover is fine with that. You will not be earning any rewards on cash over your purchases, either.
I would think it would not. Discover cards allow you to do fast cash at a lot of locations not just Walmart so it's a pretty big feature to them. I'm assuming the caps/limitations are the same as it is with the Walmart card if you use a Discover card
https://www.discover.com/credit-cards/member-benefits/cash-over-purchases.html
Just want to make shore that if I use the Fast cash that it won't hurt me from getting cli's from discover, thay may think that I have problems because I have never done fast cash before and now starting to use fast cash. Want to nake shore that discover won't think I have money problems.
If you're planning on paying off the card in full before it reports then I don't think Discover will have any problems with that. Sometimes you just need cash to pay things
Many people use their Discover for cash over instead of carrying a debit card and paying ATM fees. They encourage the use of the card this way, I can't see them penalizing you for it if you're paying it back.
Walmart limits the cashover amount to $60
Discover limits the cashover amount to $120 per day
Is there a reason why you do this all the time instead of just when you need it?