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wait time between amex apps?

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907grown
Established Contributor

wait time between amex apps?

How long should you wait to apply for a second amex after approval for a green card?



Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 1 of 12
11 REPLIES 11
chalupaman
Super Contributor

Re: wait time between amex apps?

I'd give it a couple of months especially since its your first Amex. Probably 2 months based on experience.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 12
Anonymous
Not applicable

Re: wait time between amex apps?

Actually if he just got approved for the green he can go ahead and apply for one of the revolvers now.  Most often they'll use the same HP.  Back to back approvals for AMEX, one charge, one revolver are very common.

Message 3 of 12
chalupaman
Super Contributor

Re: wait time between amex apps?


@Anonymous wrote:

Actually if he just got approved for the green he can go ahead and apply for one of the revolvers now.  Most often they'll use the same HP.  Back to back approvals for AMEX, one charge, one revolver are very common.


That depends on how long ago it was. Like if he/she waits several weeks after getting the Green, they'll do a whole new HP for it. If it wasn't that long ago, I'd definitely try a revolver as you said.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 4 of 12
Anonymous
Not applicable

Re: wait time between amex apps?


@chalupaman wrote:

@Anonymous wrote:

Actually if he just got approved for the green he can go ahead and apply for one of the revolvers now.  Most often they'll use the same HP.  Back to back approvals for AMEX, one charge, one revolver are very common.


That depends on how long ago it was. Like if he/she waits several weeks after getting the Green, they'll do a whole new HP for it. If it wasn't that long ago, I'd definitely try a revolver as you said.


Very true.  Timing is everything here.

Message 5 of 12
Anonymous
Not applicable

Re: wait time between amex apps?

I did them about a week apart.

Message 6 of 12
taxi818
Super Contributor

Re: wait time between amex apps?


@chalupaman wrote:

@Anonymous wrote:

Actually if he just got approved for the green he can go ahead and apply for one of the revolvers now.  Most often they'll use the same HP.  Back to back approvals for AMEX, one charge, one revolver are very common.


That depends on how long ago it was. Like if he/she waits several weeks after getting the Green, they'll do a whole new HP for it. If it wasn't that long ago, I'd definitely try a revolver as you said.


They will do hp if he is approved only.  If declined. Soft pull. Even in many cases if you did it same day will be 2 Hp's it's 50/50 at best for 1 hp. 

Message 7 of 12
scorewatcher7
Valued Member

Re: wait time between amex apps?

look at what @Irish80 said. He's correct. There's been a ton of people in these forums saying how Amex will do a one and one with their charge and revolvers. Plus, you really don't want two charge cards... no point. 

Message 8 of 12
ScoreOrBeScored
Valued Contributor

Re: wait time between amex apps?

I did Green card and got approved then 4 hours later I got BCE. 1 HP for both !!!!

Message 9 of 12
Jamex
Frequent Contributor

Re: wait time between amex apps?

+1 to the above. I applied for the Green, got approved, then immediately applied for the EveryDay and also got approved. 1 HP.

Starting score 3/30/13: 570s across the board
As of 2/17/18: EX 802 | EQ 809 | TU 811

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Message 10 of 12
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