1st Penfed CLI

[CreditBones]

Very nice CLI!!! Congratsulations!!!

I have the same card since 11/2017.

$1k SL, at one time topped it off, but PIF, and never paid late.

I was considering req'ing a CLI, until I read @cashorcharge talking about a HP! 😲 😭

[wambeezy]

Thank you @CreditAggie 

[wambeezy]

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@cashorcharge wrote:

Congratulations on your CLI!

If I may ask...did you request online and then called in afterwards?

Also, several DP's here note that a HP is required for a CLI.  Did you get a HP for this request?

Thanks for sharing

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Thank you @cashorcharge 

I requested online thru the phone app. I received an instant conditional approval but didn't get the CLI amt. I called to see if there was anything I needed to provide and the phone rep informed me that they didn't need anything at the moment. I waited and called again today. Rep put me on hold to talk to the review dept and came back saying it was "booked approved" with the CLI amt and should take 24-48 hrs to reflect. I got the hard pull under Equifax 10/07/2020.

[wambeezy]

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@CreditBones wrote:

Very nice CLI!!! Congratsulations!!!

I have the same card since 11/2017.

$1k SL, at one time topped it off, but PIF, and never paid late.

I was considering req'ing a CLI, until I read @cashorcharge talking about a HP! 😲 😭

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Thanks @CreditBones 

Yeah It was a HP under EQ. After reading DPs in the community, I figured my scores would cover it and pulled the trigger. Sometimes you gotta pay to play 😁😆.

[cashorcharge]

Thanks a lot @wambeezy for sharing. I haven't asked yet on my accounts with them so I'm glad to confirm the process. 🥂

[gdale6]

Congrats on the CLI, pretty good jump!!

[wambeezy]

Glad I was able to confirm it for you @cashorcharge ...now what are you waiting for? Hit that request button! 😉😆

[wambeezy]

Thank you @gdale6. I was surprise with the amount too!

[coreyb80]

Congrats on the CLI!

[wambeezy]

Thanks @coreyb80