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$20K USAA Approval - Now I Have Questions

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Nicky101
Established Member

$20K USAA Approval - Now I Have Questions

Hi Everyone,

 

I just got a $20K approval with USAA.  Can anyone tell me what their per card maximum credit limit is and their total maximum exposure with multiple cards? 

Thanks ahead of time!

Message 1 of 12
11 REPLIES 11
SouthJamaica
Mega Contributor

Re: $20K USAA Approval - Now I Have Questions


@Nicky101 wrote:

Hi Everyone,

 

I just got a $20K approval with USAA.  Can anyone tell me what their per card maximum credit limit is and their total maximum exposure with multiple cards? 

Thanks ahead of time!


Congratulations on your approval.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 12
atst2000
Frequent Contributor

Re: $20K USAA Approval - Now I Have Questions

$50k is the total ceiling across all credit accounts per member. 

Message 3 of 12
JoeRockhead
Community Leader
Super Contributor

Re: $20K USAA Approval - Now I Have Questions

Very nice SL, congratulations on your approval!

Message 4 of 12
BigBS
Senior Contributor

Re: $20K USAA Approval - Now I Have Questions

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 5 of 12
cashorcharge
Community Leader
Super Contributor

Re: $20K USAA Approval - Now I Have Questions

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 6 of 12
CreditAggie
Community Leader
Super Contributor

Re: $20K USAA Approval - Now I Have Questions

Congratulations on your USAA approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 12
M_Smart007
Legendary Contributor

Re: $20K USAA Approval - Now I Have Questions

Congratulations on your Approval 🥳

Message 8 of 12
NoMoreDebt
Senior Contributor

Re: $20K USAA Approval - Now I Have Questions

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 9 of 12
SSR
New Contributor

Re: $20K USAA Approval - Now I Have Questions

What bureau did they pull and what part of US you in?

Message 10 of 12
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