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Well...about 2 weeks ago I wrote about how I was approved for a credit limit increase on my Discover and Citi card. So I started thinking about my Capital One card being the only card that I wouldn't get an increase on. After the regular agent said I was denied due to capital one policy and so on. Nothing indicated an issue with my actual credit. I decided to contact the Executive Office gave them my info and they said they would look into it. Today, I checked my account and I was increased $500. So a little less than a year ago I had no revolving credit. Now I have doubled all of my initial limits of $500 ![]()
Today, I now have:
Citi Forward - $1,000
Discover More - $1,000
Capital One Journey - $1,000
In addition, the only Hard Pull came from Discover.
congratulations!!
wow, thats awesome, Congrats!!!
Congrats!
Nice work!!!!
let garden them....Very nice...
Starting Score: 560Thanks guys! I'm just glad some of the hard work is finally paying off. My EQ Fico is 710 and now I'm still debating on when I should apply for the Chase Freedom.
@CC365 wrote:Well...about 2 weeks ago I wrote about how I was approved for a credit limit increase on my Discover and Citi card. So I started thinking about my Capital One card being the only card that I wouldn't get an increase on. After the regular agent said I was denied due to capital one policy and so on. Nothing indicated an issue with my actual credit. I decided to contact the Executive Office gave them my info and they said they would look into it. Today, I checked my account and I was increased $500. So a little less than a year ago I had no revolving credit. Now I have doubled all of my initial limits of $500
Today, I now have:
Citi Forward - $1,000
Discover More - $1,000
Capital One Journey - $1,000
In addition, the only Hard Pull came from Discover.
How did you ever get the executive office phone number I looked for quite some time on the internet for it, since customer service reps kept telling me either no such place exists or they don't have the number. I had to file a complaint with the BBB to get them to contact me. Good luck on the increases though. I recently ended up with 5; Walmart, Belks, Bealls, Marathon, and Capital One after the complaint and talking to their executive office. For me they quadrupled my limit.
You should go into gardening mode for a while and simply work on limit increases without hard pulls. Once you get over $2500 you should see a new jump in your score. You should sign up for the Cardit Karma service to track your progress.