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3rd Discover CLI in a Row!

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Titans84
Valued Contributor

3rd Discover CLI in a Row!

I’ve received three consecutive credit limit increases  with Discover for the third time, spanning three months cycles.

 

Every increase on my card has been part of these consecutive events. The most recent increase was on January 25, 2025. Today marked the 31st day since my last increase. My limit was raised by another $3,000, bringing the total to $23,500.

 

My spending was relatively low in the last month, amounting to only $50.00.

 

DPs:

Old CL: $20,500

Increase: $3,000

New CL: $23,500

EX9: 846

1/6, 2/12, 4/24

 

Screenshot 2025-02-25 at 6.07.05 PM.jpeg

 

Current FICO 8:



Message 1 of 22
21 REPLIES 21
KatzNDawgs
Frequent Contributor

Re: 3rd Discover CLI in a Row!

Congrats, they can be quite generous! I would milk that as much as you can before the Cap1 takeover.  Plus calling for 0% promos.

Message 2 of 22
jcar
Contributor

Re: 3rd Discover CLI in a Row!

Congrats on the CLI!

Personal Cards

Business Cards
Message 3 of 22
jcar
Contributor

Re: 3rd Discover CLI in a Row!

I hadn't heard about the Capital One takeover. When is this expected to happen and do you know how it'll affect those with Discover cards? 


@KatzNDawgs wrote:

Congrats, they can be quite generous! I would milk that as much as you can before the Cap1 takeover.  Plus calling for 0% promos.


 

Personal Cards

Business Cards
Message 4 of 22
KatzNDawgs
Frequent Contributor

Re: 3rd Discover CLI in a Row!


@jcar wrote:

I hadn't heard about the Capital One takeover. When is this expected to happen and do you know how it'll affect those with Discover cards? 



 


No one really knows the details yet, lots if speculation really.

https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-and-Discover-merger-worried-about/td-p/681...

Message 5 of 22
cashorcharge
Community Leader
Super Contributor

Re: 3rd Discover CLI in a Row!

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 6 of 22
Titans84
Valued Contributor

Re: 3rd Discover CLI in a Row!


@KatzNDawgs wrote:

Congrats, they can be quite generous! I would milk that as much as you can before the Cap1 takeover.  Plus calling for 0% promos.


Thanks @KatzNDawgs 

Current FICO 8:



Message 7 of 22
Titans84
Valued Contributor

Re: 3rd Discover CLI in a Row!


@jcar wrote:

Congrats on the CLI!


Thanks @jcar 

Current FICO 8:



Message 8 of 22
Titans84
Valued Contributor

Re: 3rd Discover CLI in a Row!


@cashorcharge wrote:

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂


Thanks @cashorcharge 

Current FICO 8:



Message 9 of 22
Thomas_Thumb
Senior Contributor

Re: 3rd Discover CLI in a Row!


@Titans84 wrote:

I’ve received three consecutive credit limit increases  with Discover for the third time, spanning three months cycles.

 

Every increase on my card has been part of these consecutive events. The most recent increase was on January 25, 2025. Today marked the 31st day since my last increase. My limit was raised by another $3,000, bringing the total to $23,500.

 

My spending was relatively low in the last month, amounting to only $50.00.

 

DPs:

Old CL: $20,500

Increase: $3,000

New CL: $23,500

EX9: 846

1/6, 2/12, 4/24

 

Screenshot 2025-02-25 at 6.07.05 PM.jpeg

 


Very unusual! I've heard of double dipping (online CLI followed by over the phone CLI - both SPs.). Were your CLIs auto CLIs, manually requested or a combination of the two?

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 10 of 22
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