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$500 Chase Slate

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vertekal
Regular Contributor

$500 Chase Slate

I was looking at my gf's CK site the other day, and she got a big boost in her FAKO score there, and Chase Slate showed up with 'fair' approval odds. Out of curiosity, I went to their prequal site and sure enough, she prequal'd for a Slate or Freedom card. We went for the Slate, hoping we could xfer her Cap One card balance since it's 0 APR for 15 months, and she was approved, but for only $500. 

 

Her current FICO scores are 608 EQ, 615 TU and 616 EX. The only baddies on her CR are a few medical collections. 

 

We tried to app for the Freedom right after, but got the 7 to 10 day message.

FICO 8:
EQ: 1/2018: 494 | 4/2021: 652 (+158)
TU: 1/2018: 536 | 4/2021: 657 (+121)
EX: 1/2018: 499 | 4/2021: 641 (+142)

Mortgage Scores:
EQ: 9/2020: 560 | 4/2021: 648 (+88)
TU: 9/2020: 564 | 4/2021: 649 (+85)
EX: 9/2020: 576 | 4/2021: 672 (+96)

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: $500 Chase Slate


@vertekal wrote:

I was looking at my gf's CK site the other day, and she got a big boost in her FAKO score there, and Chase Slate showed up with 'fair' approval odds. Out of curiosity, I went to their prequal site and sure enough, she prequal'd for a Slate or Freedom card. We went for the Slate, hoping we could xfer her Cap One card balance since it's 0 APR for 15 months, and she was approved, but for only $500. 

 

Her current FICO scores are 608 EQ, 615 TU and 616 EX. The only baddies on her CR are a few medical collections. 

 

We tried to app for the Freedom right after, but got the 7 to 10 day message.


Congratulations!! That has to be the lowest score I have ever seen get approved for the Slate and the lowest SL I have ever seen on a Slate. Planets must have aligned during your app. Big Congrats to you guys.

Message 2 of 12
RonM21
Valued Contributor

Re: $500 Chase Slate

Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 12
Anonymous
Not applicable

Re: $500 Chase Slate

Tell Her I said Congrats. And to keep on paying her bills, because it will get better!

Message 4 of 12
Anonymous
Not applicable

Re: $500 Chase Slate

Congrats on the approval. You can try another CLI in 6 months.

Message 5 of 12
Jerry45
Valued Contributor

Re: $500 Chase Slate


@vertekal wrote:

I was looking at my gf's CK site the other day, and she got a big boost in her FAKO score there, and Chase Slate showed up with 'fair' approval odds. Out of curiosity, I went to their prequal site and sure enough, she prequal'd for a Slate or Freedom card. We went for the Slate, hoping we could xfer her Cap One card balance since it's 0 APR for 15 months, and she was approved, but for only $500. 

 

Her current FICO scores are 608 EQ, 615 TU and 616 EX. The only baddies on her CR are a few medical collections. 

 

We tried to app for the Freedom right after, but got the 7 to 10 day message.


A good foot in the door, with a top tier card. Congrats

Message 6 of 12
CountryLivin
Valued Contributor

Re: $500 Chase Slate

Congratulations! You got very lucky! They usually won't approve anyone with ascore that low! At least you are in with Chase......take care of that card and it will increase!

Message 7 of 12
Anonymous
Not applicable

Re: $500 Chase Slate


@Anonymous wrote:

Congrats on the approval. You can try another CLI in 6 months.


Do Chase do Soft CLI on the Slate?

Message 8 of 12
ficoguy2013
Regular Contributor

Re: $500 Chase Slate

Try apply for the Sapphire and do a recon to get a $5k limit

Lines of Credit Navy FCU Cash Rewards Signature - $25k || Navy FCU LOC - $15k || Barclay's Apple Rewards - $5k || ECP Military Exchange - $4k || DCU Platinum Rewards - $2k || Discover IT - $750 || Capital One Quicksilver - $2.5k || USAA American Express - $5k || Target Redcard - $2.4k ||
Auto Loans:Toyota Financial $25,000 - 1.9% || USAA Auto $32,000 - 1.76% || DCU Auto $32,000 - 2.49% (dd discount .50%)

Utl @ 10% - Main Card: Navy FCU Cash Rewards
Message 9 of 12
Anonymous
Not applicable

Re: $500 Chase Slate


@Anonymous wrote:

@Anonymous wrote:

Congrats on the approval. You can try another CLI in 6 months.


Do Chase do Soft CLI on the Slate?


Chase is hard pull when u request for a CLI

Message 10 of 12
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