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$75k app spree in 30 days

Valued Contributor

Re: $75k app spree in 30 days

@CreditMaven1 wrote:
Other than a car loan last year. I had not app'd for any credit in several years. It's been 5 years since my last credit card app, decided to fall off the garden wagon and go on a binder. Increased my CL's by over $75k in past 30 days:

1) $25k Wells Fargo Personal Line
2) $30k Chase Sapphire Reserve (did reallocation to increase to $50k).
3) $15k US Bank Cash+ /consolidated with other card to get one US bank card at $30k.
4) $4k CLI CitiBank to $36k
5) $3k auto CLI Bank of America to $25k

Heading back to the garden for awhile!

Congrats on all the successful apps! 


Got one question on #3. Could you elaborate on this, please? I was under the impression that USB doesn’t move or combine limits anymore. I’d like to try the same if it’s possible again. Thanks!

AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 11 of 14
Established Contributor

Re: $75k app spree in 30 days

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
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Message 12 of 14

Re: $75k app spree in 30 days

Good run and yes I would head back to the garden to cultivate these.
Message 13 of 14
Senior Contributor

Re: $75k app spree in 30 days


FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:

On the chopping block:

Message 14 of 14
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