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$75k app spree in 30 days

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Valued Contributor

Re: $75k app spree in 30 days

@CreditMaven1 wrote:
Other than a car loan last year. I had not app'd for any credit in several years. It's been 5 years since my last credit card app, decided to fall off the garden wagon and go on a binder. Increased my CL's by over $75k in past 30 days:

1) $25k Wells Fargo Personal Line
2) $30k Chase Sapphire Reserve (did reallocation to increase to $50k).
3) $15k US Bank Cash+ /consolidated with other card to get one US bank card at $30k.
4) $4k CLI CitiBank to $36k
5) $3k auto CLI Bank of America to $25k

Heading back to the garden for awhile!

Congrats on all the successful apps! 


Got one question on #3. Could you elaborate on this, please? I was under the impression that USB doesn’t move or combine limits anymore. I’d like to try the same if it’s possible again. Thanks!

AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 11 of 14
Established Contributor

Re: $75k app spree in 30 days

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
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Message 12 of 14

Re: $75k app spree in 30 days

Good run and yes I would head back to the garden to cultivate these.
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 13 of 14
Senior Contributor

Re: $75k app spree in 30 days


FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 659, EQ- 651
What's in my wallet:

On the chopping block:

Message 14 of 14
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