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AEO Credit Card Denial - Update: Approved

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M_Smart007
Legendary Contributor

Re: AEO Credit Card Denial


@Harvey26 wrote:

@Credit4Growth  Decided to give them a call. I needed to do verification which is strange it never asked me to do it in the store. Approved for 2.5K AE VISA.


Congratulations on your Approval..

Message 11 of 18
cashorcharge
Community Leader
Senior Contributor

Re: AEO Credit Card Denial

Sorry to hear about 3 pulls....for 1 card certainly sounds extreme...but Synchrony-esq

Glad you were able to get an approval in the end!

Message 12 of 18
Credit4Growth
Senior Contributor

Re: AEO Credit Card Denial


@Harvey26 wrote:

@Credit4Growth  Decided to give them a call. I needed to do verification which is strange it never asked me to do it in the store. Approved for 2.5K AE VISA.


Well then, here to a party dance for your approval! Congratulations!

Hooray!Hooray!

Message 13 of 18
OmarGB9
Community Leader
Super Contributor

Re: AEO Credit Card Denial

Grats on the approval!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 14 of 18
Meanmchine
Super Contributor

Re: AEO Credit Card Denial

Congrats on your new Visa card

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 15 of 18
CreditAggie
Community Leader
Super Contributor

Re: AEO Credit Card Denial


@Harvey26 wrote:

@Credit4Growth  Decided to give them a call. I needed to do verification which is strange it never asked me to do it in the store. Approved for 2.5K AE VISA.


Congratulations on your approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 16 of 18
gdale6
Moderator Emeritus

Re: AEO Credit Card Denial


@Harvey26 wrote:

@Credit4Growth  Decided to give them a call. I needed to do verification which is strange it never asked me to do it in the store. Approved for 2.5K AE VISA.


Grats on the recon Smiley Happy

Message 17 of 18
zerofire
Valued Contributor

Re: AEO Credit Card Denial

Congratulations on your new found liquidity!

 

Your new American Eagle product is backed by Synchrony Bank. Since the economy has hit a massive speed bump and people are being taken for a ride in unemployment Synchrony as a sub-prime lender has started doing the Capital One. They now hit each report once on quite a few cases for new product. They are scared and are building full credit histories compared to just hitting TU before.

TU:837 09/19/23 Bank of America--EX: 841 09/20/23 Experian--EQ:832 09/21/23 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Walmart WMC, Chase(Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi Dividend MC, Citizens GreenSense MC, Curve WEMC, Discover It C, FedEx Employee Credit Association V, FNBO Ducks Unlimited VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Synchrony Bank PayPal Cashback MC, UMB Bank Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2])
Wishlist: AAA Daily Advantage Visa, AOD Signature, Bellco Colorado Rewards, Citi Custom Cash, EBates, Nusenda Platinum Cash Rewards, Ollo Optimum, Redstone Signature, Security Service Power Travel Rewards, Vantage West Connect Rewards
Message 18 of 18
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