cancel
Showing results for 
Search instead for 
Did you mean: 

Finally! Home Depot

tag
mrshulkisloislane
New Contributor

Finally! Home Depot

Was shot down by Home Depot earlier in my re-build.  Have more major home projects coming up and contractor suggested Home Depot acct.  I was apprehensive because of previous experience.  Tried pre-approval was told they couldn't pre-approve.  I suspected because of fraud alert I have in place.  Went ahead and applied figured I could afford the hp.  Approved sl 5K!  Yay!

Thank all of you for your wisdom!

10/17 453-TU, 511-EQ, 544-EX
01/18 560-TU, 574-EQ, 542-EX
04/18 629-TU, 650-EQ, 617-EX 1st goal 600's across the board *goal met 04/1/18
next goal 680's across the board*goal met 09/08/18
10/03/18 718-TU, 727-EQ, 715-EX next goal 750's
Message 1 of 16
15 REPLIES 15
AllZero
Mega Contributor

Re: Finally! Home Depot

Congratulations on your approval!
Message 2 of 16
mrcraft
Valued Contributor

Re: Finally! Home Depot

Congratulations on your approval!!



Message 3 of 16
Velar_nyc19
New Contributor

Re: Finally! Home Depot


@mrshulkisloislane wrote:

Was shot down by Home Depot earlier in my re-build.  Have more major home projects coming up and contractor suggested Home Depot acct.  I was apprehensive because of previous experience.  Tried pre-approval was told they couldn't pre-approve.  I suspected because of fraud alert I have in place.  Went ahead and applied figured I could afford the hp.  Approved sl 5K!  Yay!

Thank all of you for your wisdom!



What did they pull ? 
what was your utilization and any baddies on report ?

Message 4 of 16
gdale6
Moderator Emeritus

Re: Finally! Home Depot

Good card to have, congrats on getting it Smiley Happy

Message 5 of 16
mrshulkisloislane
New Contributor

Re: Finally! Home Depot

@Velar_nyc19 

They pulled experian. util 25%.  no baddies.

Fico 715 per ex.

10/17 453-TU, 511-EQ, 544-EX
01/18 560-TU, 574-EQ, 542-EX
04/18 629-TU, 650-EQ, 617-EX 1st goal 600's across the board *goal met 04/1/18
next goal 680's across the board*goal met 09/08/18
10/03/18 718-TU, 727-EQ, 715-EX next goal 750's
Message 6 of 16
CreditAggie
Community Leader
Super Contributor

Re: Finally! Home Depot

Congratulations on your Home Depot approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 16
CYBERSAM
Senior Contributor

Re: Finally! Home Depot


@mrshulkisloislane wrote:

Was shot down by Home Depot earlier in my re-build.  Have more major home projects coming up and contractor suggested Home Depot acct.  I was apprehensive because of previous experience.  Tried pre-approval was told they couldn't pre-approve.  I suspected because of fraud alert I have in place.  Went ahead and applied figured I could afford the hp.  Approved sl 5K!  Yay!

Thank all of you for your wisdom!


Congrats on your new HD card 💳👍👍

 

You can also try to call them and ask for CLI now! They are known to give out more on the initial HP.







                
Message 8 of 16
M_Smart007
Legendary Contributor

Re: Finally! Home Depot

Congrats! ..

Message 9 of 16
blindambition
Senior Contributor

Re: Finally! Home Depot

Congrats on the approval! Nice SL! Id take HD Citi over Lowes Synch any day. 🥳 

Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.