Finally! Home Depot

mrshulkisloislane · ‎08-05-2020

Was shot down by Home Depot earlier in my re-build. Have more major home projects coming up and contractor suggested Home Depot acct. I was apprehensive because of previous experience. Tried pre-approval was told they couldn't pre-approve. I suspected because of fraud alert I have in place. Went ahead and applied figured I could afford the hp. Approved sl 5K! Yay!

Thank all of you for your wisdom!

10/17 453-TU, 511-EQ, 544-EX
01/18 560-TU, 574-EQ, 542-EX
04/18 629-TU, 650-EQ, 617-EX 1st goal 600's across the board *goal met 04/1/18
next goal 680's across the board*goal met 09/08/18
10/03/18 718-TU, 727-EQ, 715-EX next goal 750's

AllZero · ‎08-05-2020

Congratulations on your approval!

mrcraft · ‎08-05-2020

Congratulations on your approval!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

Velar_nyc19 · ‎08-05-2020

@mrshulkisloislane wrote:
Was shot down by Home Depot earlier in my re-build. Have more major home projects coming up and contractor suggested Home Depot acct. I was apprehensive because of previous experience. Tried pre-approval was told they couldn't pre-approve. I suspected because of fraud alert I have in place. Went ahead and applied figured I could afford the hp. Approved sl 5K! Yay!
Thank all of you for your wisdom!

What did they pull ?
what was your utilization and any baddies on report ?

gdale6 · ‎08-05-2020

Good card to have, congrats on getting it

mrshulkisloislane · ‎08-05-2020

@Velar_nyc19

They pulled experian. util 25%. no baddies.

Fico 715 per ex.

10/17 453-TU, 511-EQ, 544-EX
01/18 560-TU, 574-EQ, 542-EX
04/18 629-TU, 650-EQ, 617-EX 1st goal 600's across the board *goal met 04/1/18
next goal 680's across the board*goal met 09/08/18
10/03/18 718-TU, 727-EQ, 715-EX next goal 750's

CreditAggie · ‎08-05-2020

Congratulations on your Home Depot approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (October 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

CYBERSAM · ‎08-05-2020

@mrshulkisloislane wrote:
Was shot down by Home Depot earlier in my re-build. Have more major home projects coming up and contractor suggested Home Depot acct. I was apprehensive because of previous experience. Tried pre-approval was told they couldn't pre-approve. I suspected because of fraud alert I have in place. Went ahead and applied figured I could afford the hp. Approved sl 5K! Yay!
Thank all of you for your wisdom!

Congrats on your new HD card 💳👍👍

You can also try to call them and ask for CLI now! They are known to give out more on the initial HP.

M_Smart007 · ‎08-05-2020

Congrats! ..

blindambition · ‎08-05-2020

Congrats on the approval! Nice SL! Id take HD Citi over Lowes Synch any day. 🥳