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AMEX APROVED - FINALLY

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JcT21
Frequent Contributor

AMEX APROVED - FINALLY

its been a long hard rebuild since my bk13 in 2017.... but are we ever really finished building? 

 

after many attempts amex finally decided to let me back in.  i was approved today for the amex everyday card with a 2k starting credit line.   its currnetly my lowest line of credit but im just happy to be approved.  its been my goal since i started my rebuild to get back in with amex. mission accomplished!    my bk fell off my experian report a few days ago so i decided to give the pre qualify a try.  i got an email saying they needed more info from me.  which was like, oh wow this is different... could it be?....  turns out they just wanted to verify my identity.  about an hour later i received my approval email.   i was blacklisted for 7 years.  feels good to be off their naughty list, but i still feel like im on the "we're keeping a close eye on you" kinda list  :-)

 

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 1 of 20
19 REPLIES 19
keekers
Valued Contributor

Re: AMEX APROVED - FINALLY

Congrats.


Message 2 of 20
MissLiz
Established Contributor

Re: AMEX APROVED - FINALLY

Congratulations on your approval and getting back in with AMEX!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 3 of 20
JoeRockhead
Senior Contributor

Re: AMEX APROVED - FINALLY

Congratulations on your approval and reunion with American Express.

Message 4 of 20
noonway
New Contributor

Re: AMEX APROVED - FINALLY

Congratulations! I hope to do the same in March when my BK13 falls off. But I burned them for 20k+ so I might be on the perma ban list. We'll see. Smiley Wink


Rebuild Started May 2023...
TU Gone! Waiting Patiently Until March 2025...
Starting FICO 8:
Current FICO 8:

In My Wallet:

Total Credit Lines: $28,400
Mortgage and Loans:


Starting Scores: 528, 534, 542
Current Scores: 685, 718, 698
Goal Score: 720, 720, 720


Take the myFICO Fitness Challenge
Message 5 of 20
pizzadude
Credit Mentor

Re: AMEX APROVED - FINALLY

Congrats on getting back in with AMEX !   How much did you burn them for in your BK ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 6 of 20
kjonesjr00
New Contributor

Re: AMEX APROVED - FINALLY

That's great! How much did you burn them for in your BK and when was it? I'm still blacklisted. Burned them for almost $17k in a Ch.13 back in October 2012. 12 years later....you know the rest. I might be permanent blacklisted. 

Message 7 of 20
user979797
Established Contributor

Re: AMEX APROVED - FINALLY

Congrats on your Amex approval Smiley Happy 

>
Message 8 of 20
Rdbeetle
Valued Contributor

Re: AMEX APROVED - FINALLY

Congrats on getting back in with AMEX!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
AMEX BCE $1k
FICO 8 Scores: EQ 813 I EX 816 I TU 802
Message 9 of 20
JcT21
Frequent Contributor

Re: AMEX APROVED - FINALLY

I burned them for $13,600 across 2 cards.  Paid some back (very little)  in my bk13 plan. Rest was wiped out.

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 10 of 20
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