AMEX BCP Approval but only $2k?

[cashorcharge]

The low SL is not related to the card being co-branded and instead, credit profile specific

That's great!  Congratulations on your AMEX approval!!🎉🍾🥂

[Traveler101]

My bk is about 2 fall off ex and eq in about 8 months. Bk on ex when I applied. Gotta BCP 32600 almost 3 months ago. That's my only amex. It will grow for you. Congratulations. Sometimes lenders are fickle. Just gotta give it time.

[Zoostation1]

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@FireMedic1 wrote:

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@tussking wrote:

Interesting...As someone posted the new AMEX approval before HP link.

I said why not...My score is now 741. I have AMEX Bonvoy $15k limit and use it every day and PIF since March. 

My reports were still locked.

I got a whopping $2k limit. 

Is that because the Marriott is co-branded and the BCP is only AMEX?

Maybe because my BK7 is still there from 7 years ago?

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I got $1000 couple months ago. And it will stay there with no CLI's until the BK falls off in 2025.

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I've heard of a lot of ppl geting stuck at $1000 until a BK has fallen off but in that case how does the OP manage to have a $15k limit on the Bonvoy?  Maybe I'm wrong but I've been under the impression Amex doesn't have lower standards for co-branded cards than their other offerings.

[OmarGB9]

Congrats! And yes it's very likely they gave you a smaller limit due to the BK. Their core cards have tougher UW than cobranded ones and charge cards.