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AMEX CLI - Thanks to these Forums!

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midtowneastbored
Established Member

AMEX CLI - Thanks to these Forums!

Long time lurker, infrequent poster.

 

Quick background - first AMEX, apped for the SPG in early June during the 30k miles promo (quoted FICO was 687 in their decision) and was approved for $4,800.    Ran just over $5,000 through the card to date (treated like a debit card) and always paid down so a  couple hundred reported and then PIF before due date.  Hit the magic button todayand asked for $15,000 - countered (as expected) to $14,400.  Not too shabby.

 

Made mistakes in the past like everyone else but these forums have been a help in getting back on the right track.  FICO earlier this week had jumped to 737 so I'm feeling good about the path I'm on.

 

Anyhow, just wanted to say thanks.  Even when people don't post often what is found here is really valuable.  Smiley Happy

 

 

Message 1 of 22
21 REPLIES 21
AvadaKedavra
Established Contributor

Re: AMEX CLI - Thanks to these Forums!

Woohoo! Grats! What a great feeling! Did you do this on your 61st day?

Message 2 of 22
midtowneastbored
Established Member

Re: AMEX CLI - Thanks to these Forums!

I think I was actually at Day 68.  Wanted to time it with my pay schedule at work so I could make a payment before the statement closes on the 25th.

Message 3 of 22
coldnmn
Mega Contributor

Re: AMEX CLI - Thanks to these Forums!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 22
Kenny
Moderator Emeritus

Re: AMEX CLI - Thanks to these Forums!


@midtowneastbored wrote:

Long time lurker, infrequent poster.

 

Quick background - first AMEX, apped for the SPG in early June during the 30k miles promo (quoted FICO was 687 in their decision) and was approved for $4,800.    Ran just over $5,000 through the card to date (treated like a debit card) and always paid down so a  couple hundred reported and then PIF before due date.  Hit the magic button todayand asked for $15,000 - countered (as expected) to $14,400.  Not too shabby.

 

Made mistakes in the past like everyone else but these forums have been a help in getting back on the right track.  FICO earlier this week had jumped to 737 so I'm feeling good about the path I'm on.

 

Anyhow, just wanted to say thanks.  Even when people don't post often what is found here is really valuable.  Smiley Happy

 

 


Congratulations on your credit limit increase! Smiley Happy Thanks for sharing. Great job!

Message 5 of 22
midtowneastbored
Established Member

Re: AMEX CLI - Thanks to these Forums!

Thanks everyone!  This has been a journey these past few years to get everything paid off, etc. so I'm grateful for all the valuable advice found here!

Message 6 of 22
itguy_65
Frequent Contributor

Re: AMEX CLI - Thanks to these Forums!

Congrats on the CLI!

EQ (3/24/17): 820 TU (3/24/17): 799 EX (3/24/17): 806
Message 7 of 22
credithappy
Regular Contributor

Re: AMEX CLI - Thanks to these Forums!

i am very happy for you in getting your AMEX card increased.

Amex Green - Amex BCP - Amex Everyday Card - Amex Rose Gold - Elan Visa - Xcel FCU Visa - Walmart MC - Sam's MC - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks - AMEX HHonors - NAVcheck - NAVcashRewards Sig Visa, NAVgoRewards MC, Chase Amazon VISA, BoA CashRewards VISA - Chase Marriott Reward Premier CC, Jetblue Card MC, PenFed Power CR Visa Signature Card, Chase Freedom, Nordy VISA and BBVA
Message 8 of 22
chalupaman
Super Contributor

Re: AMEX CLI - Thanks to these Forums!

Great job! Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 9 of 22
alvon123
Super Contributor

Re: AMEX CLI - Thanks to these Forums!

congrats


Message 10 of 22
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