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AMEX CLI > 25k

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Anonymous
Not applicable

Re: AMEX CLI > 25k

Yes, there have been a lot of counter examples to "going from less than 25K to more than 25K requires tax documents", but about 18 months ago when I asked for an increase from my (exactly) $25K, I got asked for tax documents.   But clearly there are other variables determining who does and who doesn't get asked.

Message 11 of 34
coldnmn
Mega Contributor

Re: AMEX CLI > 25k

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 12 of 34
12njoy
Super Contributor

Re: AMEX CLI > 25k


@Anonymous wrote:

Previous limit was $24,300.   My 180 days was up so I requested a CLI from $24,300 to $35,000.  If they wanted to do a FR and ask for 4506-t, that would of been fine with me.  They countered immediately with a $29,300 offer.  I accepted it.  So I guess the moral of this post, don't be afraid to ask for more than 25k with AMEX. 


Congrats.  There's hope for me yet Smiley Wink

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 13 of 34
phonic
Contributor

Re: AMEX CLI > 25k

Very nice, congrats!

 

My initial BCP is a $10k limit and by 61 days are up next month. Part of me wants to ask for $30k, but I think I might stick with $25k until I build up a history on that account. I have had other Amex accounts for years, so maybe that will help. I also just opened up an Amex High Yield saving account and dropped $10k in it (0.85% APY), but I'm not sure if they exchange info with the two divisions.

 

How much spending do you do on that card? I also noticed you have a very nice CSP CL. I routinely put $3-8k/month through mine, but they wouldn't give me more than $16k (plus $9k on another Chase card).


Limits: PRG=NPSL, CSP=$16k, BCP=$30k, DIT=$15k, USAA=$6k, CDW=$12.5k, IHG=$9k, BBY=$2k, BOA=$13k
Message 14 of 34
gdale6
Moderator Emeritus

Re: AMEX CLI > 25k

Congrats Smiley Happy

Message 15 of 34
indiolatino61
Valued Contributor

Re: AMEX CLI > 25k


@Anonymous wrote:

Previous limit was $24,300.   My 180 days was up so I requested a CLI from $24,300 to $35,000.  If they wanted to do a FR and ask for 4506-t, that would of been fine with me.  They countered immediately with a $29,300 offer.  I accepted it.  So I guess the moral of this post, don't be afraid to ask for more than 25k with AMEX. 


Congrats...but your success does not make me less afraid...lol.

Message 16 of 34
Networth
Frequent Contributor

Re: AMEX CLI > 25k

Hmm this is intresting I was fully expecting to give them my tax documents to prove I have the income to move past the 25k mark when my next 6 month CLI request comes around. Congrats!

Chase Sapphire Reserve - American Express Blue Sky - Chase Freedom - - Chase Freedom Unlimited - BankAmericard Travel Rewards -

TU 813 EX 809 EQ 812
Message 17 of 34
efranklin23
Valued Contributor

Re: AMEX CLI > 25k


@Anonymous wrote:
No problem. 99k

Congrats on the CLI!!!! And wow, you have over 200k of available CL? I make 45k/yr, is it possible for me to get up to 90k of available credit (without FR)?

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 18 of 34
yudeology101
Senior Contributor

Re: AMEX CLI > 25k

Simply amazing.  Congratulations!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 19 of 34
Anonymous
Not applicable

Re: AMEX CLI > 25k

Very nice, congrats on the fantastic CLI!

Message 20 of 34
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