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Hello all!
So after many months of credit rebuilding and constantly filling out the AMEX prequal form I finally was preapproved for all of the Delta cards! I pulled the trigger on the Platinum and was instantly approved with a $1,700 SL! Not terrible considering my current credit situation;
At the beginning of the year I carried $30,000 in CC debt (100% utilization), a $12k loan and scores in the low 500s. As of today, I am sitting at 40% utilization overall, my loan paid down to $9k, and scores in the mid 600s with AMEX pulling a 661 EX for my Delta Card! I plan on having all of my CCs paid down to 0% (except one, of course) by the end of the month!
I'm currently sitting at 3/24 so my next goal is the CSP or CSR, still trying to figure out if I want the Reserve or save the AF for the AMEX Platinum....
Congratulations on your Approval..
Congratulations! I am impressed. $30,000 in Credit Card debt paid down to 0 in 9 months. That is one of the most dramatic turn arounds on this forum. Keep us posted and Well Done!























Congratulations on your approval!
Nice work! Congratulations on your new Amex Delta Platinum!!!
👋 Congrats on the Amex approval!
Keep working your plan and best wishes on your choice of Sapphire approval.
Congratulations on your approval!! And, paying down your CC debt so quickly.
Congrats and good job on cleaning up your credit !




