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Chase Sapphire Reserve Approval

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Anonymous
Not applicable

Chase Sapphire Reserve Approval

Hello to all! I am a long time lurker and have been building my credit for some time. I started with several derogatory remarks from college, which have all disappeared and fell off my report.

 

I wanted to share this information for any individual reading the forums, there is hope and light at the end of the tunnel. Keep reading, researching, and listening to the users here. It has helped me change my entire credit health and life around. Some stats to my approval :

 

-Income around 100k

-5/24 expired on September 5, 2020

-Application : Applied on September 5 around 2pm, application was through chase account (NOT green check mark, but through the credit card section), all credit cards disappeared after approval:

-Utilization is 1%

-Experian is the only bureau pulled, every major bank appears to only pull Experian here in New Jersey. Have 8 inquiries on Experian, 1 on the other two. 

-FICO scores upon approval : 762 experian, 778 equifax, and 791 on Transunion

-AAoA is 2 years and 1 month 

-I do bank with chase. No preapprovals in branch or online. Another data point, 5/24 expired on the day and not the first of the next month.

 

-Credit cards: 

Cap one quicksilver - $500

Cap one quicksilver - $1500

Discover It - $2700

Chase Freedom - $4000

Chase Freedom Unlimited - $6600

Capital one Venture - $10000

TD cash CC (Authorised user)- $12000

 

 

APPROVED : 

Starting credit limit $21,700, APR at 16.99%. 

 

If i missed anything, please feel free to ask. I will update thread once card arrives if they include their score. Thank you to all! 

 

 

Message 1 of 22
21 REPLIES 21
AllZero
Mega Contributor

Re: Chase Sapphire Reserve Approval

Congratulations on your approval!

Message 2 of 22
Anonymous
Not applicable

Re: Chase Sapphire Reserve Approval

Congrats on your CSR approval! 

Message 3 of 22
Slabenstein
Valued Contributor

Re: Chase Sapphire Reserve Approval

Grtz on the approval and great starting limit.


Message 4 of 22
CreditAggie
Community Leader
Super Contributor

Re: Chase Sapphire Reserve Approval

Congratulations on your Chase Sapphire Reserve approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 22
Anonymous
Not applicable

Re: Chase Sapphire Reserve Approval

Congrats. Wow that's great. Double your highest limit. It feels good when you get a high SL like that. You know your doing something right. Enjoy it.

Message 6 of 22
Anonymous
Not applicable

Re: Chase Sapphire Reserve Approval

I almost fell out of my chair, I never thought I'd see such a initial starting limit. Its all thanks to these forums and I mean that.

Message 7 of 22
mrcraft
Valued Contributor

Re: Chase Sapphire Reserve Approval

Congratulations on your approval!!



Message 8 of 22
M_Smart007
Legendary Contributor

Re: Chase Sapphire Reserve Approval

Congratulations on your Approval..

Message 9 of 22
Anonymous
Not applicable

Re: Chase Sapphire Reserve Approval

Congratulations on your approval. Way to Go!!

Message 10 of 22
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