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AMEX PRG and NFCU CashRewards Approvals

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Anonymous
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AMEX PRG and NFCU CashRewards Approvals

Been rebuilding my credit for the past 2 years with no new app. Started rebuilding 1/2016 with low-500s. Bunch of Charge offs, 3 collections 5-6 years old still holding my FICO score down. Checked AMEX website yesterday, surprisingly pre-qualified for AMEX Green, AMEX PRG, but no revolver. Pulled the trigger on the PRG, instant approval. EX HP FICO 8: 626.

 

Then decided to apply for NFCU after opening a checking and savings account last week. Went for the CashRewards. Instant approval for $1,000. TU HP FICO 8: 641 . NFCU internal score: 323/450.

 

Message 1 of 11
10 REPLIES 10
Anonymous
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Re: AMEX PRG and NFCU CashRewards Approvals

Congrats on your approvals. That’s a solid pick from Amex with your EX score.

Both of these will grow like wildfire. I wish you continued success in your credit journey.
Message 2 of 11
Anonymous
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Re: AMEX PRG and NFCU CashRewards Approvals

way to go with you, you now have a limitless PRG with a 626 score.... look @ u !!! Congrats

Message 3 of 11
Anonymous
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Re: AMEX PRG and NFCU CashRewards Approvals


@Anonymous wrote:
Congrats on your approvals. That’s a solid pick from Amex with your EX score.

Both of these will grow like wildfire. I wish you continued success in your credit journey.


Thank you. Yeah, I was pretty shock with the PRG pre-qualified. The NFCU should grow pretty fast. 

Message 4 of 11
Anonymous
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Re: AMEX PRG and NFCU CashRewards Approvals


@Anonymous wrote:

@Way to go with you, you now have a limitless PRG with a 626 score.... look @ u !!! Congrats



Thank you. I was expecting an instant denial with my EX 626 score even with the pre-qualified offer. lol

Message 5 of 11
Anonymous
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Re: AMEX PRG and NFCU CashRewards Approvals

Congratulations on the approvals!!!  Smiley Very Happy

Message 6 of 11
19eighty5
Senior Contributor

Re: AMEX PRG and NFCU CashRewards Approvals

Congratulations!!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 11
Anonymous
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Re: AMEX PRG and NFCU CashRewards Approvals

Congrats on both approvals

Message 8 of 11
Anonymous
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Re: AMEX PRG and NFCU CashRewards Approvals

Thanks everyone! Looking forward to the new cards! Smiley Happy

Message 9 of 11
Anonymous
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Re: AMEX PRG and NFCU CashRewards Approvals


@Anonymous wrote:

Been rebuilding my credit for the past 2 years with no new app. Started rebuilding 1/2016 with low-500s. Bunch of Charge offs, 3 collections 5-6 years old still holding my FICO score down. Checked AMEX website yesterday, surprisingly pre-qualified for AMEX Green, AMEX PRG, but no revolver. Pulled the trigger on the PRG, instant approval. EX HP FICO 8: 626.

 

Then decided to apply for NFCU after opening a checking and savings account last week. Went for the CashRewards. Instant approval for $1,000. TU HP FICO 8: 641 . NFCU internal score: 323/450.

 


Super Congrats on your Amex PRG and Navy Fed Cash Rewards approvals!

 

Both of these cards, combined with responsible use going forward, will help

to attract other great offers as well. As I'm sure you know from reading all the

posts in this forum, Navy Fed is notorious for being incredibly generous with

CLIs. So don't be surprised if some 5-figure credit limits come your way in the

future. Thanks again for sharing. Best of luck!

Message 10 of 11
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