Yesterday I was approved for an Amex gold card. Super excited! I've been trying to clean up my credit and pay off debt for about 3 years now. Currently I have Discover with CL - $9,000, Citi Rewards card - CLI $1,000 -> $2,000 and Cap 1 Quicksilver CLI $750 -> $1750. I plan on gardening for a while I work on establishing some business credit and looking into possibly financing a car next year.
Any suggestions on what my next move should be to keep up the momentum?
"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit* Score goals - 800+ (85 points away)
Congrats on your Approval! I would go to the garden and allow your current cards to grow! If you get the credit itch...Just work on SP CLIs only for a little while at least (6 months or longer) if you can hold out.
