APPROVED FOR WAYFAIR CARD!

[DatGalMoe]

I applied for a wayfair credit card last week. I received a letter today that said i needed to call and verify my identity to compete the application ( I have my ss# locked).  I verified the questions and was told i was approved for a $500 limit! My credit score on Credit Karma is 604 for both trans/equifax. 

[FireMedic1]

Congrats. Get you EX FICO for free at Discover Scorecard.

[19eighty5]

Congratulations!

[Anonymous]

Congratulations!

[pizza1]

Thats great!! Congrats on your approval. I know personally what an awesome feeling it is to have an approval after your BK

[Anonymous]

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@DatGalMoe wrote:

... My credit score on Credit Karma is 604 for both trans/equifax. 

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Congratulations! DGM on the approval. My Wayfair card grew from 1K to 11K in 6 months. 

You'd do well to get your FICO 8 scores. There's plenty of places to get some free or for all three for $1 trials. 

[DatGalMoe]

How did you get your limit so high in that short amount of time? Also, i have been debating if i should pay fot the Fico monthly subscription or not. 

[Anonymous]

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@DatGalMoe wrote:

How did you get your limit so high in that short amount of time? Also, i have been debating if i should pay fot the Fico monthly subscription or not. 

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Two things: I raised my FICO 8 scores; I asked every two months.

You can get your scores for $1 at CCT (Experian) for a trial subscription. Cancel, then repeat, as necessary. Additional info in this thread. 

Good luck.

[DatGalMoe]

Thank you! My Equifax is  actually 620 and my transunion says 599 but transunion does not have my updated payments and credit line increase like equifax shows. I will give it a couple weeks to update. 

[Anonymous]

Congrats on your approval! Use wisely and it will grow!!!!

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