Happy to report two approved credit line increases tonight! Screenshots below!
First is on my Macy's American Express Rewards card. I recently was invited to upgrade from my regular Macy's card and I happily accepted the upgrade. To me, this version is much more useful than just the store card. The credit line prior to the increase was $20,000. I called in, asked for $25,000 and got an instant approval. Soft pull. Nice limit and I actually like the rewards structure on this card so I'm making good use of it. Been swiping a lot this week prior to asking for the increase so I figured it was worth the shot. And btw, I recently received a CLI prior to this one, which brought the account from $15K to $20K right before I accepted the Amex upgrade. Next stop we go for $30K.
Next I decided to try my Lowe's Advantage account. The credit line prior to the increase was $25,000. This one I did in my online account, asked for $30,000 and got an instant approval. Soft pull. From time to time I make purchases with this card and since it can come in handy at times I went for it.
The banks are playing ball tonight guys!!! Go try for your CLIs!
Data Points: FICO 8 scores - Equifax 850 / Experian 829 / TransUnion 828. Overall credit utiliation 3%. No recent inqs. Long and established payment history. No negative accounts and no recently opened accounts.
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
Happy to see it was moved to Macy's Amex after a recent CLI on the store one. That's great!
Congratulations also on the Lowe's Advantage a swell to $30K! Oh Yeah!!!
Congrats on your Macy's card upgrade to an Macy's Amex plus the CLI for Macy's and Lowe's Advantage. That's fantastic!!!
Congratulations on your CLIs!
Congrats on your Macy's Amex & Lowe's Advantage CLI's
Congratulations on your card upgrades and CLI's!!
Two nice approvals, grats on them
AFAIK 25k is the top CL for a Macys card.
That's terrific!! Congratulations on all your Approvals!! 🎉🥂👏