I applied for this credit Union and response to a couple of posts that I saw in this forum. I paid $5 to be part of some consumer agency in New Jersey I believe and deposited $10 in checking and $10 and savings. Once my membership was approved I applied for the premium Visa. Within a day or two I received a conditional approval and a request for my last two pay stubs. I uploaded those this morning a little after midnight. Less than 9 hours later I had a full approval with a starting line of 12K and an interest rate of 8 point something. I'm looking forward to applying for other things using the same hard pull within the next 30 days.
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Outstanding! Congrats on both approvals! 
You're going to love the Hi5 cashback structure....
Affinity is a fantastic CU. I'm planning to upgrade my Tacoma from 2018 --> 2021/22 and they have some very nice auto financing rates.....plan to finance through them. And the SmartStart Savings offers 2% APY on the first $2500....that's worth parking some cash into.
On Deck: Possibly Aven 3% Visa
Pretty good approval, grats on it
