Affinity Cash Rewards Visa® $25,000.00 **Approval

[M_Smart007]

Thank you @ocheosa 

It has been my goal since before I joined last October. (Needed to stay in the Garden for a bit)

Really love their Web interface and Phone App.

Have had no issues with SmartStart ACH Savings transfers.

No App spree's  .. as I want to get under 5/24 ..It is not that far off.

[M_Smart007]

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@CreditMarathoner wrote:

Wow, another one!  Congrats!  Seems like every other approval thread here is one of yours!

80 open accounts!  I could never keep up with that many.  I get overwhelmed if I use my CSP and have to make a payment on that on top of the other 3.

Do you have due dates every day of the month or do you pack them all together on the same day/week?

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@CreditMarathoner, Thanks.

It really is not that bad to manage, I used to manage over 120 accounts on a former vending/arcade game business.

Most due dates are at the end of the month, so I know when it is time to log in and check the cards that I have been using.

I have a couple cards set up for mid month.

[PullingMeSoftly]

Huge congrats, best card out there, totally an OP daily driver! Also a general congrats on your recent streak, man you're rolling

[BigBS]

Just FYI on the LOC, it counts as a separate account as far as Chase is concerned. May be intuitive, but thought I'd mention it. Found out the hard way this spring.

[M_Smart007]

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@BigBS wrote:

Just FYI on the LOC, it counts as a separate account as far as Chase is concerned. May be inuitive, but thought I'd mention it. Found out the hard way this spring.

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@BigBS, Thanks. I figured as much.

So it will put me at 3 new CL's. in 8 months.

So that is it for new lines of personal credit.

[ZackAttack]

Congratz OP,

Just remember on the AFCU Cash Rewards card ... the 5% is only good for the Amazon website. It does not help with purchases from Prime Video & Amazon Pay from 3rd party sites (such as Twitch for processing payment).

[KingRue8500]

Congrats on your Affinity Cash Rewards approval

[Elpadrino1]

Congratulations on your approval!!

[JNA1]

Congrats! I love Affinity FCU! 

[altstates93]

Congratulations on the approval, a worthy addition to your vast collection. 

This reminds me of something I noticed when I applied for this card. In addition to the $200 SUB for $3K spend within 90 days, I saw a $250 bonus if one makes $25K of purchases in 12 months. 

If I have the math right, the combined bonuses would in effect add 1.8% on top of any rewards you earned. Even using the card for nothing but 1% categories (as if) would give one the equivalent of a 2.8% card for the first year. 

Has anyone here cleared that 12-month bonus?