@M_Smart007 wrote:Applied on August 16th, got the Approval email early this Morning.
Affinity Cash Rewards Visa® Signature
Approved for $25,000.00
Cold Apped, No online pre-approval.
Joined Affinity October 2021
Not one document required. Not even a email. Just shear silence.
$200 SUB for $3000.00 spend in the first 90 days.
DP's
EX FICO8 777 (has not changed in over a year or so)
30+/24 Inquiries (less than 8 scoreable / many will drop off by Dec. 2022)
14/24 new accounts
Over 80 open accounts. (even after closing a few)
AAoA 3.8 yrs.
AoOA 38+
AoYRA 8 Months
(1) open installment loan reporting $20.00 on $25K
AZEO - At time of application (One Citi card reporting in error at over 66% Utilization)
Very thick aged clean profile.
Sufficient Income.
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Experian HP
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Tagging @cashorcharge as the week is not over!
Congratulations. And thanks for the data.
Question for @coldfusion , @cashorcharge , @JNA1 , @ocheosa , @ZackAttack for possible answers.
When does the CC show up in the Web portal an phone App?
After it is received and activated?
@M_Smart007 wrote:Applied on August 16th, got the Approval email early this Morning.
Affinity Cash Rewards Visa® Signature
Approved for $25,000.00
Cold Apped, No online pre-approval.
Joined Affinity October 2021
Not one document required. Not even a email. Just shear silence.
$200 SUB for $3000.00 spend in the first 90 days.
DP's
EX FICO8 777 (has not changed in over a year or so)
30+/24 Inquiries (less than 8 scoreable / many will drop off by Dec. 2022)
14/24 new accounts
Over 80 open accounts. (even after closing a few)
AAoA 3.8 yrs.
AoOA 38+
AoYRA 8 Months
(1) open installment loan reporting $20.00 on $25K
AZEO - At time of application (One Citi card reporting in error at over 66% Utilization)
Very thick aged clean profile.
Sufficient Income.
Experian HP
Tagging @cashorcharge as the week is not over!
WoW!! Nice!! I really wanted to get into this CU but I have joined a few CUs this year and I was declined! for membership! ugh! I didn't even know that was a thing. But anyway...Congrats to you!! Also it's refreshing to see someone with a few extra inquiries/new accounts get approved and share their dp's about it. Thanks!!
Congratulations! This is a great card. Got one myself a few months ago. 
@ocheosa wrote:
@M_Smart007 wrote:Question for @coldfusion , @cashorcharge , @JNA1 , @ocheosa , @ZackAttack for possible answers.
When does the CC show up in the Web portal an phone App?
After it is received and activated?
@M_Smart007 It took around 3 bus days for the cc to show up online. This was 12/2020 a bad time here in NJ. The LOC was much faster as the application was over the phone and the loan officer pretty much expedited everything on the call.
Yep, mine was about the same. I don't remember the exact time, but it took a few days to show up on my app.
Mine was an app online and it was a bunch of silence as well. Weird process, but I'm glad to be in!
When does the CC show up in the Web portal an phone App?
After it is received and activated?
I just got a card from Affinity last month and it showed up the day after they sent the paperwork to e-sign and the underwriter approved it, before it was even in the mail.
