@Anonymous wrote:Congrats Humu! Very nice approvals
Thanks, Irish, I appreciate it! 
Super congrats Hum! Doing a fantastic job! Cool looking card too! 
@Anonymous wrote:Morning everyone,
Had an Alliant Visa approved about two weeks ago, and personal loan approved today using the same pull. I shot very low on requests for both because Alliant is way too conservative - turned down a card request previously. Their Pinnacle scoring system is an unusual system that other lenders don't really use, and Pinnacle scores are often as much as 50 points below FICO scores.
I've had the Alliant Checking and Savings for several months now, and wanted to further develop the relationship. Their CLI requests are HP though, so I won't be requesting any for at least a year.
0% rate on both purchases and balance transfers for either 12 or 18 months on the card (rep told me the duration, but I cannot recall which).
Glad to be expanding products to strengthen the Alliant relationship.
Have a great day!
Congratulations to you!...Thanks for sharing.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Morning everyone,
Had an Alliant Visa approved about two weeks ago, and personal loan approved today using the same pull. I shot very low on requests for both because Alliant is way too conservative - turned down a card request previously. Their Pinnacle scoring system is an unusual system that other lenders don't really use, and Pinnacle scores are often as much as 50 points below FICO scores.
I've had the Alliant Checking and Savings for several months now, and wanted to further develop the relationship. Their CLI requests are HP though, so I won't be requesting any for at least a year.
0% rate on both purchases and balance transfers for either 12 or 18 months on the card (rep told me the duration, but I cannot recall which).
Glad to be expanding products to stregthen the Alliant relationship.
Have a great day!
Congrats humu!
I too have a Checking and Savings with Alliant as well.
My plan is the further develop my relationship with them as well..maybe later in the year.
Thanks, dasingleton, I appreciate it! Best of luck in furthering your relationship as well.
I will share that Alliant seems to be new account sensitive. I had two new Chase accounts from May, and Citi AAdvantage. Total of 3 new accounts in 2016 that are each three months old.
My new Navy Federal account is not even showing up yet, but they cited the reason that they could not increase the initial CL as " recent new accounts opened." So just a data point.
No new inquiries on EQ for a full year, if that information helps as well.
They did offer a 2.7% auto loan right over the phone with me while approving the personal loan application. The loan officer said there was an offer in my account based upon having good credit.
I'm not sure if I will take it as my current auto loan is at 3.5%. I don't know if that is enough of a difference to go through all of that. Any thoughts? I have not crunched the numbers yet.
Thanks for the data points humu. I am in the process of building / buying a new house…so can’t have any new accounts at the moment. By the time I close late this year, I will only have 1 new account within the last year. I have a few apps planned at that time (e.g. NFCU, Alliant, Western). I also planned to app for CSP next year as well. Definitely need to plan accordingly.
I am sure you have ran the numbers by now…but he auto loan rate would be worth considering. Especially, if you have few years left. It could be a significant savings.
Congrats again my friend…Have a good day.
@gingerflower wrote:
Congratulations Humu!! Awesome👍
Thank you, ginger, I appreciate it! Glad to be getting more products within the Alliant family of offerings
@Anonymous wrote:Super congrats Hum! Doing a fantastic job! Cool looking card too!
Good morning, my friend! Thank you! Appreciate the kind words.
@Anonymous wrote:
Congratulations humu!! I envy you! I am yet to knock their credit card out! May be I will do mid of 2017!!
Hi, maestro! Thank you! I am sure you will have the card in 2017 and will be excited to hear of your success!
@Anonymous wrote:
@Anonymous wrote:Morning everyone,
Had an Alliant Visa approved about two weeks ago, and personal loan approved today using the same pull. I shot very low on requests for both because Alliant is way too conservative - turned down a card request previously. Their Pinnacle scoring system is an unusual system that other lenders don't really use, and Pinnacle scores are often as much as 50 points below FICO scores.
I've had the Alliant Checking and Savings for several months now, and wanted to further develop the relationship. Their CLI requests are HP though, so I won't be requesting any for at least a year.
0% rate on both purchases and balance transfers for either 12 or 18 months on the card (rep told me the duration, but I cannot recall which).
Glad to be expanding products to strengthen the Alliant relationship.
Have a great day!
Congratulations to you!...Thanks for sharing.
Thank you, Super_AL!