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Alliant platinum

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Anonymous
Not applicable

Alliant platinum

So i joined alliant over the summer but was hesitant to app for anything because I have read of how conservative they are . Itch finally got strong enough yesterday and I decided to go for it . I thought I remembered reading that the plat had a minimum sl of 1000, rewards 5000 and signature 15000(correct me if I am wrong ). I decided the basic platinum was best suited for me right now , filled in the app and then it went straight to “a loan officer has reviewed your application and a decision had been made , click here to see it.” I thought it was odd it was that fast, as most credit unions take a bit . But I clicked on it and it said I was approved for 10,000!!! I thought that was great for alliant! 13.99 apr so not the greatest but we don’t carry balances. Score is 758 right now although I’m not sure if they pull Ficos. They did pull Transunion which is my best report (less inquiries).

Tons of new accounts and inquiries
No negatives or baddies
Around 750 score across all 3 bureaus
AAOA over 2 years

Very happy to finally be in with alliant. They were a goal credit union for me . So that makes me a member of PEnfed , NFCU, BECU, and now alliant . I have a few others I have my eye on , but I think I am in with some of the best!
Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: Alliant platinum

Congrats on your approval and killer SL!!
Message 2 of 21
bigpoppa09
Established Contributor

Re: Alliant platinum


@Anonymous wrote:
So i joined alliant over the summer but was hesitant to app for anything because I have read of how conservative they are . Itch finally got strong enough yesterday and I decided to go for it . I thought I remembered reading that the plat had a minimum sl of 1000, rewards 5000 and signature 15000(correct me if I am wrong ). I decided the basic platinum was best suited for me right now , filled in the app and then it went straight to “a loan officer has reviewed your application and a decision had been made , click here to see it.” I thought it was odd it was that fast, as most credit unions take a bit . But I clicked on it and it said I was approved for 10,000!!! I thought that was great for alliant! 13.99 apr so not the greatest but we don’t carry balances. Score is 758 right now although I’m not sure if they pull Ficos. They did pull Transunion which is my best report (less inquiries).

Tons of new accounts and inquiries
No negatives or baddies
Around 750 score across all 3 bureaus
AAOA over 2 years

Very happy to finally be in with alliant. They were a goal credit union for me . So that makes me a member of PEnfed , NFCU, BECU, and now alliant . I have a few others I have my eye on , but I think I am in with some of the best!

You did good when i hit up Alliant in 17 they denied me only reason was to many new accounts.

Message 3 of 21
AllZero
Mega Contributor

Re: Alliant platinum

Congratulations on your approval!
Message 4 of 21
coreyb80
Super Contributor

Re: Alliant platinum

Congrats on the approval and very nice SL!!

Message 5 of 21
Anonymous
Not applicable

Re: Alliant platinum

Congrats on your new Alliant Platinum card!

Message 6 of 21
britt585
Regular Contributor

Re: Alliant platinum

congrats...i'm trying to get my membership approved now....they. asked for poi.....the link has expired....i want to apply for auto loan....my tu is 759

Message 7 of 21
Vulcan1
Valued Member

Re: Alliant platinum

Nicely done, congrats! Smiley Happy

Do you have to have an account with them to apply? Florida?

Message 8 of 21
Anonymous
Not applicable

Re: Alliant platinum

Congrats on a great SL and your membership Smiley Happy

Message 9 of 21
mrfufoppss
Frequent Contributor

Re: Alliant platinum

Congrats, Mind me asking how many Inquirys you had and new accounts?



AOD FCU PLOC 10,000
NAVY FED CLOC 3000

Message 10 of 21
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