Got approval for the Amazon Prime card with an Amazon gift card, 17K SL (26.74% APR). Woohoo! Soo happy about this, because I use Amazon for practically everything. They gave me 100 dollars in exchange for a HP, and risking that I might some day revolve a balance.
A real confidence booster that my credit profile might someday be strong enough for a mortgage, more favorable rates, things like that. The high APR doesn't really bother me since I have no intention of carrying a balance.
That's really all the apps I need to put in for now. That makes 3 new cards and one PC, in just a few weeks (including one with a 500 SL) so I shouldn't push it.
One day I'll apply for a luxury card, (CSR maybe), but not even going to try until I'm totally debt free with a score north of 750.
@tarlej17 wrote:Got approval for the Amazon Prime card with an Amazon gift card, 17K SL (26.74% APR). Woohoo! Soo happy about this, because I use Amazon for practically everything. They gave me 100 dollars in exchange for a HP, and risking that I might some day revolve a balance.
A real confidence booster that my credit profile might someday be strong enough for a mortgage, more favorable rates, things like that. The high APR doesn't really bother me since I have no intention of carrying a balance.
That's really all the apps I need to put in for now. That makes 3 new cards and one PC, in just a few weeks (including one with a 500 SL) so I shouldn't push it.
One day I'll apply for a luxury card, (CSR maybe), but not even going to try until I'm totally debt free with a score north of 750.
Congrats on your $17K starting limit!
Could you elaborate on what you mean by "They gave me 100 dollars in exchange for a HP"?
Thanks
It comes with a $100 Amazon gift card, and there is no annual fee. The HP and the shorter average age in your credit history is about the only drawback.
congrats on the approval! great SL! sound plan, would recommend to start with CSP first to dip your toes in the water, after a year you could reconsider and PC based on your current situation at the moment 
@tarlej17 wrote:
It comes with a $100 Amazon gift card, and there is no annual fee. The HP and the shorter average age in your credit history is about the only drawback.
Got it. I was reading way more into what you wrote.
Congrats on your Amazon Prime card and the great SL!
Congrats on the approval! That 5% CB from Amazon adds up quick!
