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@bk510 wrote:
@Anonymous wrote:That's odd. I request CLI increases on my Sync accounts frequently via chat or credit solutions. When I request a CLI on my Walmart MC I'm always told to call in because the request needs to be reviewed, but I have yet to get a HP on any of my Sync accounts.
I did the chat as well as calling in and I too never had a HP on me.....
Yep, I've asked for a CLI via chat 5 times this month so far and that's just on my Walmart card. I'm always given a reference number when I request a CLI on my Walmart card since they say it needs to be reviewed by credit solutions, I've called every time to have it reviewed, but I've never gotten a HP. To add more data points I've asked 3 times for a CLI on my Ebates card this month and a few times on my Amazon card, but the CLI requests have yet to result in a HP.
I still think it's odd. I was trying not to add anymore inquiries but I guess it is what it is. I shop on Amazon for everything so at least I got what I wanted and the HP wasn't a waste. Thanks for the responses everyone.
@Anonymous wrote:I still think it's odd. I was trying not to add anymore inquiries but I guess it is what it is. I shop on Amazon for everything so at least I got what I wanted and the HP wasn't a waste. Thanks for the responses everyone.
It's definitely odd, but you did get a nice CLI, so congrats
@Anonymous wrote:
@bk510 wrote:
@Anonymous wrote:That's odd. I request CLI increases on my Sync accounts frequently via chat or credit solutions. When I request a CLI on my Walmart MC I'm always told to call in because the request needs to be reviewed, but I have yet to get a HP on any of my Sync accounts.
I did the chat as well as calling in and I too never had a HP on me.....
Yep, I've asked for a CLI via chat 5 times this month so far and that's just on my Walmart card. I'm always given a reference number when I request a CLI on my Walmart card since they say it needs to be reviewed by credit solutions, I've called every time to have it reviewed, but I've never gotten a HP. To add more data points I've asked 3 times for a CLI on my Ebates card this month and a few times on my Amazon card, but the CLI requests have yet to result in a HP.
I have never been given a reference number tho on mine. Just wait and approved....lol
Sorry to hear about the HP, but congrats on that awesome limit!
@Anonymous wrote:Hey all! Is it normal for Amazon to do a HP when requesting a cli via chat? Usually when I request it via chat they do a SP but this time they said it needed further review and to call in. This was 3 days ago and I got too busy to call. Anyways, yesterday I got a notification from myFico saying that I have a new credit inquiry from Amazon. I logged in to my Amazon account and realized that they increased my limit from $6,000 to $15,000 (the full requested amount). It's bitter sweet because I didn't expect to have an inquiry. I've never had a HP in the 5 years I've had this account.
I know you weren't expecting the HP, but congratulations on the CLI nonetheless!
I know how those HP's hurt but yours was worth it. !! Congrats!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
That's one heck of an increase. Enjoy!