American Express PRG approved with frozen Experian?

[aussiesareforever]

I had been waiting for a nice bonus on the PRG but had no luck on incognito mode. Decided to check today since I am overseas and got a 50K point with 2K spend which I promptly applied for.

I tried to unfreeze my Experian file unsuccessfully. I guess they probably didn't let me do it online since I am overseas. They requested that I send proof of identity. I decided to go ahead and apply for the PRG anyways and at least the application will be in the works while I figured out how to unfreeze Experian. I was unexpectedly approved and I am pretty sure my Experian file is still frozen.

I am a current American Express card holder. So not sure if that has anything to do with it. I guess I will wait and see if I get a HP on a frozen file.

Either way, I am thrilled about earning 3X points on travel and 2X on dinning. The categories I spent the most on other than my mortgage

[Anonymous]

Congrats!

[JustBPatient]

NIce card...enjoy and congrats!!

[myjourney]

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@aussiesareforever wrote:
I had been waiting for a nice bonus on the PRG but had no luck on incognito mode. Decided to check today since I am overseas and got a 50K point with 2K spend which I promptly applied for.

I tried to unfreeze my Experian file unsuccessfully. I guess they probably didn't let me do it online since I am overseas. They requested that I send proof of identity. I decided to go ahead and apply for the PRG anyways and at least the application will be in the works while I figured out how to unfreeze Experian. I was unexpectedly approved and I am pretty sure my Experian file is still frozen.

I am a current American Express card holder. So not sure if that has anything to do with it. I guess I will wait and see if I get a HP on a frozen file.

Either way, I am thrilled about earning 3X points on travel and 2X on dinning. The categories I spent the most on other than my mortgage

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Congrats aussiesareforever

Amex may have pulled your EX tho 

Since you're a cardholder already a freeze doesn't necessarily stop them 

They have permissible purpose 

Had you not had any Amex cards the freeze would have prevented them 

Check your EQ as well 

What's strange tho is usually with a freeze in place Amex will ask that it be lifted even for current cardholders so let us know who they pulled for data points 

Congrats again 

[aussiesareforever]

Thanks everybody.

Makes sense about the permissible purpose thing Myjourney. All 3 reports are frozen though so we will see which one they decide to put a hard inquiry on.