American first credit union CLI

[alessandrom]

Refinanced my auto loan with them about 10 months ago at 3.4% Apr. also acquired a credit card with the same pull but they were only able to approve me for $1500. I was dissappointed considering I have much higher limits.

anywho, fast forward to last month I decided to hit them up for a new credit card. They hard pulled experian and denied it. I then asked for a personal loan trying desperately to get something out of that hard pull. They denied that as well. Yesterday  I applied for a credit limit increase on my current card that it at 1500SL. I asked for $15,000 honestly with no hopes of it going through. They called me this morning and approved the request!! They used the same hard pull from last month. Exp Fico was 721 at time of pull, 8 inquiries in the last 12 months and 10 new accounts in the last year. Sometimes perseverance pays off 😃. Now off to the garden for real!! Have a great day everyone. Sorry for any typos, on mobile. Cheers

[Red1Blue]

Hi @alessandrom Congrats for your approval

[sznthescore]

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@alessandrom wrote:

Refinanced my auto loan with them about 10 months ago at 3.4% Apr. also acquired a credit card with the same pull but they were only able to approve me for $1500. I was dissappointed considering I have much higher limits.

anywho, fast forward to last month I decided to hit them up for a new credit card. They hard pulled experian and denied it. I then asked for a personal loan trying desperately to get something out of that hard pull. They denied that as well. Yesterday  I applied for a credit limit increase on my current card that it at 1500SL. I asked for $15,000 honestly with no hopes of it going through. They called me this morning and approved the request!! They used the same hard pull from last month. Exp Fico was 721 at time of pull, 8 inquiries in the last 12 months and 10 new accounts in the last year. Sometimes perseverance pays off 😃. Now off to the garden for real!! Have a great day everyone. Sorry for any typos, on mobile. Cheers

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Congratulations on the boost from $1,500 to $15,000! I know that knocked your socks off... 🥳 Niceeee! 

[CreditMagic7]

Congratulations on your AFCU increase approval!

[Titans84]

Congrats on your AFCU CLI!

[CreditAggie]

Congratulations on your AFCU 10X CLI!

[cashorcharge]

That's terrific!!  Congratulations on your AFCU Approval!! 🎉🥂👏

[M_Smart007]

Congrats on the AFCU CLI

[Elpadrino1]

Congratulations on your CLI!!

[Royalbacon]

Congrats! I love America First myself very much!!! They've been sooooo good to me and glad that they're treating you well too!

They definitely reuse HP's as well which is awesome! They did for me too!

If you don't mind me asking, are you inside their footprint (A state with America First branches like Utah or Nevada) or are you outside of their footprint? I'm in Minnesota myself waaaaay outside of their footprint and they allowed me to join which was amazing!!!