American first credit union CLI

[jcw7209]

I just got approved with America First Credit Union for their platnium card, $6000 limit at 8.74 rate, I joined and applied at the same time, pulled Experian Fico 09, score 702, I am 24 months from discharged chapter 7 bankruptcy, I had 50 inquiries last 24 months, lots of new accounts in the last 12 months, at least 10 new accounts, 5% credit card debt, my income is $115,000 per year, house paid off, it took 2 days before someone to call me, asked for proof of income, paystubs for last 30 days

[Royalbacon]

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@jcw7209 wrote:

I just got approved with America First Credit Union for their platnium card, $6000 limit at 8.74 rate, I joined and applied at the same time, pulled Experian Fico 09, score 702, I am 24 months from discharged chapter 7 bankruptcy, I had 50 inquiries last 24 months, lots of new accounts in the last 12 months, at least 10 new accounts, 5% credit card debt, my income is $115,000 per year, house paid off, it took 2 days before someone to call me, asked for proof of income, paystubs for last 30 days

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That is absolutely awesome and congrats! And thanks so much for providing datapoints!

[jcw7209]

that's not all, fort sill fcu $5000 limit 11.9%, communications fcu $10,000 limit 12.9%, penfed cu gold card $6000 limit 15.45%, penfed cash rewards $7500 limit 16.99%, greenstate cu $10000 11.9%

[Royalbacon]

Very nice! Congrats!

[alessandrom]

@Royalbacon  I'm actually in NJ. Which is crazy because they are in cali and they allowed me to join as well with no issues!

[alessandrom]

@jcw7209  Congratulations on your approvals!! You are on a roll.

[Royalbacon]

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@alessandrom wrote:

@Royalbacon  I'm actually in NJ. Which is crazy because they are in cali and they allowed me to join as well with no issues!

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They're actually based in Utah and have branches in a few other states as well like Nevada and Arizona.

[alessandrom]

@Royalbacon  I think you are referring to "America first credit union" i posted about "American first credit union" which is based out of cali. Names are so close it's confusing lol. 

[Royalbacon]

Oh my gosh you are correct. Now I wonder which one @jcw7209 is referring too.

[jcw7209]

I was talking about America First out of Utah, sorry