cancel
Showing results for 
Search instead for 
Did you mean: 

Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals

tag
FinStar
Moderator Emeritus

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals


@B335is wrote:
Congrats Fin! Maybe I missed it but what was the SUB on Ameriprise?

Bummer about the EQ splits. They’ve been giving me a fit for nearly two years now.

Hey B, thank you.  Long time no see buddy!

 

When I applied  there was no SUB (in the past it used to be around 25K but rarely available or targeted), just the AF waived.  But, it appears that as of the last few days, there's now a SUB (60K MR) which is comparable to the standard non-Ameriprise version.   Unfortunately, the AF is not waived, though. Any plans for it? 

 

I applied and was approved for the Ameriprise Gold, which had a 25K SUB in December.  But, alas, it is no longer available for applications.

 

Yeah, them "splits" have been nothing but a bit of a nightmare.  Hopefully I'll get that issue behind me soon 😁

Message 21 of 51
B335is
Moderator Emeritus

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals

Got it so AF waived, not a bad deal.

I think I’ve reached my max with Amex. I recently upgraded the Biz PRG to Platinum for 25k MR, added personal Delta Gold because of the 75k targeted offer but ended up with the dreaded $1k limit on it Smiley Sad
Message 22 of 51
FinStar
Moderator Emeritus

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals


@B335is wrote:
Got it so AF waived, not a bad deal.

I think I’ve reached my max with Amex. I recently upgraded the Biz PRG to Platinum for 25k MR, added personal Delta Gold because of the 75k targeted offer but ended up with the dreaded $1k limit on it Smiley Sad

Oh gotcha.  Bummer on the Delta Gold, but 75K SkyPesos is 75K SkyPesos lol.   I'm not in their ecosystem yet, but @K-in-Boston's arsenal and insight with Delta/SkyTeam has been lately wanting me to turn to the dark side Smiley Very Happy   I guess if I were approved with a low SL, I'd try to reallocate from others at some point when eligible.  Do you currently have several revolvers with them? Or, just Delta Gold?

 

So, what about Schwab Platinum? Or Morgan Stanley?  I'll likely try them next year for a spin.  Both offer comparable SUBs like the standard Platinum.

Message 23 of 51
B335is
Moderator Emeritus

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals


@FinStar wrote:

@B335is wrote:
Got it so AF waived, not a bad deal.

I think I’ve reached my max with Amex. I recently upgraded the Biz PRG to Platinum for 25k MR, added personal Delta Gold because of the 75k targeted offer but ended up with the dreaded $1k limit on it Smiley Sad

Oh gotcha.  Bummer on the Delta Gold, but 75K SkyPesos is 75K SkyPesos lol.   I'm not in their ecosystem yet, but @K-in-Boston's arsenal and insight with Delta/SkyTeam has been lately wanting me to turn to the dark side Smiley Very Happy   I guess if I were approved with a low SL, I'd try to reallocate from others at some point when eligible.  Do you currently have several revolvers with them? Or, just Delta Gold?

 

So, what about Schwab Platinum? Or Morgan Stanley?  I'll likely try them next year for a spin.  Both offer comparable SUBs like the standard Platinum.


I just have the Blue Business Plus ($18k) and Amazon Business ($3k).  I might try to move the BBP limit around.  I qualified for both Personal and Business 75k offer.  It doesn't have the "one time eligibility" language either.  I've previously had 4 other Delta cards/bonuses.

 

If you can swing the hefty required spend I say go for it!  I might try for the Ameriprise Platinum in a few months depending on my util.

Message 24 of 51
K-in-Boston
Credit Mentor

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals

Congrats on the awesome approvals!  I want to grab the 6th Amex revolver to test the waters myself (ED in my signature is an AU card), but there are basically only 3 cards I'd even consider right now: SkyMiles Gold, SkyMiles Gold Business, and Delta Reserve Business.  While I have preapprovals, I'm not sure how Amex would feel about actually paying out another Welcome Offer so soon since I just got 70k from Delta Reserve and 50k from SkyMiles Platinum Business within the past few months.  Probably better to cool my heels on those for now.

Message 25 of 51
K-in-Boston
Credit Mentor

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals


@B335is wrote:

@FinStar wrote:

@B335is wrote:
Got it so AF waived, not a bad deal.

I think I’ve reached my max with Amex. I recently upgraded the Biz PRG to Platinum for 25k MR, added personal Delta Gold because of the 75k targeted offer but ended up with the dreaded $1k limit on it Smiley Sad

Oh gotcha.  Bummer on the Delta Gold, but 75K SkyPesos is 75K SkyPesos lol.   I'm not in their ecosystem yet, but @K-in-Boston's arsenal and insight with Delta/SkyTeam has been lately wanting me to turn to the dark side Smiley Very Happy   I guess if I were approved with a low SL, I'd try to reallocate from others at some point when eligible.  Do you currently have several revolvers with them? Or, just Delta Gold?

 

So, what about Schwab Platinum? Or Morgan Stanley?  I'll likely try them next year for a spin.  Both offer comparable SUBs like the standard Platinum.


I just have the Blue Business Plus ($18k) and Amazon Business ($3k).  I might try to move the BBP limit around.  I qualified for both Personal and Business 75k offer.  It doesn't have the "one time eligibility" language either.  I've previously had 4 other Delta cards/bonuses.

 

If you can swing the hefty required spend I say go for it!  I might try for the Ameriprise Platinum in a few months depending on my util.


Good to see you @B335is!  Unfortunately, Amex will let you move from personal to business, but not the other direction.  (Business to business and personal to personal are both fine.)  Not the end of the world with 3x CLIs, though.  1k can become 18k in 14 months.

Message 26 of 51
B335is
Moderator Emeritus

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals

Hi K! Good to see you too. Bummer, but thanks for the info.

Sorry to hijack your thread Fin!
Message 27 of 51
FinStar
Moderator Emeritus

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals


@K-in-Boston wrote:

Congrats on the awesome approvals!  I want to grab the 6th Amex revolver to test the waters myself (ED in my signature is an AU card), but there are basically only 3 cards I'd even consider right now: SkyMiles Gold, SkyMiles Gold Business, and Delta Reserve Business.  While I have preapprovals, I'm not sure how Amex would feel about actually paying out another Welcome Offer so soon since I just got 70k from Delta Reserve and 50k from SkyMiles Platinum Business within the past few months.  Probably better to cool my heels on those for now.


Thanks buddy 😁

 

I left some breathing room to 'cool off' and space out SUB activity among all the recent approvals, especially on the MR ones.  But, since you're heavily invested with the Delta ones I can definitely understand.  So, I'm definitely going to eventually try for a 7th in due-time.  I just have to see how it'll play out with getting into the Delta/SkyTeam ecosystem and/or wait for a nice juicy offer. 

Message 28 of 51
FinStar
Moderator Emeritus

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals


@B335is wrote:
Hi K! Good to see you too. Bummer, but thanks for the info.

Sorry to hijack your thread Fin!

No apologies needed B!  It's good to hear from you plus KiB always has some great pointers on things like these. 

Message 29 of 51
pizza1
Community Leader
Super Contributor

Re: Ameriprise Platinum + EveryDay® Preferred (6th AmEx revolver) + Citi ThankYou Premier Approvals

Well , well...very nicely done Fin!! Great ApprovalsSmiley Happy Congrats!
Message 30 of 51
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.